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Mistakes happen. When you or someone using your boat makes a mistake, and someone else suffers injuries from it, having proper boat/watercraft insurance can make all the difference in your financial future. When choosing boat insurance, always learn when it applies and what exclusions apply to your coverage as well.
At Texas Independent Insurance, we work with those wh...
Understanding the distinction between personal and commercial umbrella insurance can save you from costly coverage gaps when disaster strikes. At Texas Independent Insurance, serving Allen, TX, we help clients identify which type of umbrella policy provides the most comprehensive protection for their unique situations.
Coverage Scope and PurposePersonal umbrella polic...
Your home may be temporarily uninhabitable after a flood, but your flood insurance policy may cover some of the necessary renovation processes. Review the following categories that may be included in your flood insurance policy.
Drying TechniquesAfter flooding occurs, porous surfaces within your home may become saturated with water. Nonporous surfaces may be wet or sh...
Owning rental property is a smart investment, but it also comes with risks. That’s why having the right insurance is essential to protect your property, income, and peace of mind. Here are three of the most important protections every landlord in Allen, TX, should have.
Dwelling CoverageDwelling coverage protects the physical structure of your rental property from dam...
Conducting a thorough inspection of the property you plan to rent can help you determine the amount of renters’ insurance you need. The inspection will also provide valuable insights into the condition of the rental.
Why an Inspection MattersInspecting a rental property before moving in is essential. This process allows you to evaluate the safety of the property and g...