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Why a Middle-Class Life Costs So Much More Now
September 18, 2026 — A normal middle-class life has become dramatically more expensive. Zach Abraham looks beyond the latest inflation print and asks a bigger question: what happened to the relationship between wages and the cost of housing, education, everyday life, and asset ownership? Zach argues that the affordability problem is much deeper than one bad year of inflation. He...

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Oil Is Falling While the War Continues. What Is the Market Pricing In?
September 17, 2026 — Oil prices are pulling back even as geopolitical uncertainty remains elevated. Zach Abraham explains why the market’s surprisingly calm reaction may be sending an important signal about what investors expect next. Zach breaks down the latest moves in oil and interest rates, why crude may be looking through the headlines toward some kind of resolution, and wh...

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The Fed Just Hiked. The Refinancing Pain Is Just Starting
September 16, 2026 — The Federal Reserve raised rates again today. But Zach Abraham and Chase Taylor argue the bigger story may be the borrowing costs businesses still haven’t had to refinance into yet. They examine the coming refinancing cycle, why loans written in the cheap-money era may reset at dramatically higher rates, and where that pressure could begin showing up in cons...

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The 10-Year Just Hit 5%. What Breaks First?
September 15, 2026 — The 10-year Treasury is back around 5%, borrowing costs are at levels not seen in nearly two decades, and Zach Abraham and Chase Taylor are asking the question that usually follows: what breaks first? They examine where higher rates are already creating stress — from housing and commercial real estate to indebted small caps and AI infrastructure companies — ...

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AI Agents Built Their Own Secret Chat Room. No One Programmed Them To.
September 14, 2026 - Memory and chip stocks got hit hard today (DRAM down 7%, semiconductors down nearly 5%) after frontier AI labs signaled they may be slowing development — even as the hyperscalers actually funding that buildout (Google, Meta, Microsoft) traded up 2-3% the same day. Chase breaks down why that split makes sense, and why he thinks the slowdown talk isn't just co...

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