In my more than 15 years of financial advisory practice, I noticed that many successful people still handle money in an informal way. Instead of working with a trained Certified Financial Planner, they approach friends who work in the finance field. It sounds perfectly logical but this (misguided) belief has led people down the wrong […]

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Recently, I was introduced to the concept of micro-retirement, that is the idea of taking intentional, extended breaks from work, ranging from a few months to even one or two years. Micro-retirement is taken in between career phases rather than waiting for a single “retirement moment” at the end of one’s productive working years. A […]

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It’s the ‘SRS rush’ season once again. You have just about 3 weeks left to contribute to your Supplementary Retirement Scheme (SRS) and enjoy tax relief for 2025. If you have not done so, it takes only a few minutes to transfer the money to your SRS account. This small but timely action could translate […]

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Before year-end, if we had to pick just one critical financial planning action most people overlook, it would be this: Review and update your insurance coverage, especially critical illness protection.   Why this tops the list While debt reduction and legacy planning are vital, the financial shock of a major illness can derail both your […]

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