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IonTuition | Student Loan Repayment Technology

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The question is urgent, and the answer is clear: No, it’s not too late to implement your default aversion plan for the 2024 Cohort, but your window is closing fast.

We passed the most critical deadline in the post-COVID repayment era: the first wave of borrowers who haven’t made any payments since the end of the href="https://www.iontuition.com/s...

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The student loan repayment landscape has undergone a fundamental shift. For a full year, the Department of Education’s “on-ramp” period shielded borrowers from the harshest consequences of non-payment.

However, we have now crossed a critical threshold: the first wave of borrowers who missed their first payment in October 2023 has passed 360...

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The “One Big Beautiful Bill Act” (OBBBA), signed into law on July 4, 2025, implements significant, cost-saving changes to the federal student loan system. The provisions, which href="https://www.newsweek.com/student-loan-borrowers-will-see-payments-surge-under-major-change-analysis-10476521#:~:text=It%20also%20took%20around%20%24300,borrow%20and%20making%20it%20more" targe...

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At the start of the year, we wrote about the upcoming “demographic cliff” in higher education. The warning was simple: the decline in birth rates during the 2007-2009 Great Recession will soon catch up to colleges. While some schools are experiencing record enrollments this year, the outlook beyond 2025 paints a different picture.

Peak Year for High School Graduates ...

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