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Website title: Investment Moats – Wealth Mentor for Financial Independence

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I would commonly tell a lot of people: It is good to go through the numbers first, before drawing a strong conclusion.

I am quite a numbers person (if you cannot tell), relative to others. But even in my experience, I can cite numerous times when I concluded something as risky, difficult, or too easy, and it turns out otherwise.

We have t...


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I would periodically update everyone my personal spending. This is the update for this month.

You can review my past spending logs by going to the personal notes section of investment moats here in the future.

How I Group My Spending.

One...


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A lot of people say that the small cap premium is no more. For the record, almost 34% of Daedalus Income is in systematic active small ...


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Here is the update for my Daedalus portfolio for April 2026. If work is not too busy, I will try to provide an update where possible.

I explained how I constructed this portfolio in Deconstructing Daeda...


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There is a new issue of Singapore Savings Bonds.

I have tracked almost every issue of Singapore Savings Bond since its issue in Oct 2015.

This chart shows the 10-year yield (Blue) and 1-year yield (Red dotted...

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