A former president of Tesla just published the management "algorithm" that Musk uses at his companies -- and the insurance industry could benefit from parts of it. 

Insurers hemorrhage millions on manual claims processing; targeted automation slashes costs by half within months.

Deceased policyholders' digital accounts remain accessible to fraudsters but locked to legitimate beneficiaries, creating costly exposure for life insurers.

It's time to stop simply reacting to plaintiffs' counsel and to become more aggressive through data-driven counter-anchoring.

While claims technology has improved for decades, too little has been done to leverage it. It's time to move beyond document storage and into effective decision-making.