Insurance News

Are You Prepared for El Niño Weather?

El Niño is officially back, and forecasters are keeping a close eye on the global weather patterns. According to the National Oceanic and Atm...

November Newsletter

Cooler temperatures, shorter days, and changing leaves are all signs that fall has arrived. They also bring seasonal activities that can increase the risk of fires around the home. Fireplaces come back into use, space heaters get pulled out of storage, candles are lit more often, and dry leaves begin accumulating outside.

A few simple precautions can help you enjoy the...

Your X-Mod, short for experience modification factor, adjusts your workers’ compensation premium based on your business’s claims experience compared with similar employers. For California business owners, understanding this number can help explain an important part of their insurance costs. [1]

Whether you are preparing for renewal or wondering why your X-Mod ch...

Power outages can happen with little or no warning and may last anywhere from a few minutes to several hours or longer. While most outages are temporary inconveniences, they can also create risks for appliances, electronics, food, plumbing, and other parts of your home.

A little preparation can help you reduce potential damage and make it easier to manage an outage saf...