DA Hike: You will get the gift of dearness allowance and will definitely get it. The Central Government may soon announce an increase in Dearness Allowance (DA) for central employees and pensioners.

DA Hike: The month of September has arrived. The heartbeats of central employees are increasing. The wait has been long. But now the wait is about to end. The wait for dearness allowance is now just a few days away. The festive season is starting in October. In such a situation, festivals will bring joy in the lives of central employees. You will definitely get the gift of dearness allowance. The Central Government may soon announce an increase in Dearness Allowance (DA) for central employees and pensioners. It is confirmed how much dearness allowance is going to increase.

Now just wait for a few days…

To fight inflation, the central government increases dearness allowance from time to time. Usually it is revised in January and July. However, the increase in DA and payment is announced with some delay. We have reached the last stage of September. In such a situation, there are not many days left for the announcement of dearness allowance. But, the question remains that how much increase in dearness allowance can the central employees expect this time? Let us know.

How much increase is expected in DA?

DA for central government employees is calculated on the basis of the latest Consumer Price Index for Industrial Workers (CPI-IW). There is a fixed formula for calculating dearness allowance of central government employees and pensioners.

7th CPC DA% = [{Average of AICPI-IW (Base Year 2001=100) for the last 12 months – 261.42}/261.42×100]
=[{382.32-261.42}/261.42×100]= 46.24

As you can see from the table, the average CPI-IW for the last 12 months would be 382.32. According to the formula, DA will be 46.24%. As per the prescribed formula, the current DA is available at 42% (DA 42% is applicable from January 1, 2023). In such a situation, according to the new calculation, the increase in DA from July 1, 2023 will be 46.24%-42% = 4.24%. Now, because the government does not make payments in decimal, there will be an increase of only 4 percent in their dearness allowance. If sources are to be believed, the central government will announce a 4% increase in dearness allowance in October.

When will DA be implemented?

At present, dearness allowance and relief are being paid to central employees and pensioners at the rate of 42 percent. In such a situation, after revision, dearness allowance will be 46 percent (after increase of 4%). Remember, the increase in dearness allowance will be implemented from July 1, 2023.

How much will the salary increase?

DA is calculated as a part of the basic salary of central government employees. This will be inflation relief for central government pensioners. Therefore, when DA increases, the salary of central government employees increases. Let us assume that if the basic salary of an employee is Rs 36,500 per month. In such a situation, with 42% dearness allowance, he would be getting Rs 15,330. But, after the increase of 4 percent, DA will be 46 percent and you will get Rs 16,790 every month. In such a situation, the total income of the central employee will increase by Rs 16,425-15,330 = Rs 1,460/month.

Arrears will also be paid

As soon as the announcement is made by the Central Government, DA will be implemented from July 1, 2023. If dearness allowance is announced in October, then along with the salary, the employees will also have to pay arrears. In this, arrears of July, August and September will be received. In the case of pensioners, dearness relief is also increased equal to dearness allowance. In such a situation, pensioners will also get additional payment of 4 percent and will get arrears in pension from July.

When can DA hike be announced?

The central government may announce dearness allowance soon. The announcement of dearness allowance to be implemented from January 1 was made on March 24, 2023. The increase in dearness allowance from July 1 in the year 2022 was announced on September 28. In such a situation, it is expected that it can be announced by the end of September. But, according to the information received by Zee Business, the government can give this gift during the festive season in October. Navratri is starting from 15th October. In such a situation, it can be approved in the cabinet. After approval, more than 1 crore employees and pensioners will get direct benefits.

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Golden Visa has many benefits: If you want to apply for Golden Visa of UAE then you should know that it has many benefits. This is a long-term residency visa on which applicants get many benefits.

Let us tell you that GOLDEN VISA is a 10-year residency permit which allows to live, work and study in UAE. There is no need for any sponsor for this.

Who is given this visa?

Let us tell you that this visa is given only to some selected people like talented individuals, researchers, outstanding students, doctors, specialists, innovators, athletes, entrepreneurs and investors.

What is the specialty of this visa?

If we talk about the specialty of this visa, it has many benefits. Its validity is 10 years. No sponsor or employer is required to apply for this visa. With the help of this visa, job can be changed easily.

On Golden Visa the applicant can stay outside UAE for more than 6 months. The applicant can also sponsor his family. There is no limit on sponsoring domestic workers. The applicant also gets the benefit of health insurance package. Also, one can apply for driving license without any lesson.

Golden Visa applicants are granted a special multiple-entry visa during which they have the opportunity to complete the Golden Visa paperwork.

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Senior Citizen Savings Scheme (SCSS) is specifically operated to provide good returns on investment to senior citizens. However, now many banks are giving more interest on FD than this scheme. These banks include Ujjivan Small Finance Bank, Yes Bank, Bandhan Bank and Jan Small Finance Bank.

1. Yes Bank- This private sector bank is giving maximum interest of 8.25 percent on FD to senior citizens.
2. Bandhan Bank- This bank is giving 8.35 percent interest to citizens of 60 years of age and above.
3. Ujjivan Small Finance Bank- This bank is giving maximum interest of 8.75 percent to senior citizens.
4. Utkarsh Small Finance Bank- Here senior citizens will get interest up to 8.6 percent on FD.
5. Jana Small Finance Bank- It is offering interest at the rate of 9 percent to people above 60 years of age.
6. ESAF Small Finance Bank- By investing money in this bank also, senior citizens will get 9 percent interest on FD.
7. Unity Small Finance Bank- Here senior citizens will get 9.5 percent interest on their FD.
8. Suryoday Small Finance Bank- This bank is offering the highest interest to senior citizens among all these banks. People of 60 years or above can get maximum interest of 9.60 percent from here.

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Post Office Savings Account: The government has announced some changes for the post office savings account, this includes increasing the number of joint account holders and changing the withdrawal rules.

Post Office Savings Account: If you have opened a savings account in the post office, then some rules are changing for you. The government has announced some changes for post office savings accounts, this includes increasing the number of joint account holders and changing the withdrawal rules. Regarding this, notification of Post Office Savings Account (Amendment) Scheme, 2023 was issued in July. Let us know what has changed for you now.

1. Joint Account

Till now you could open post office savings account in two joint account holdings, but now it has been increased to three. Regarding this, it was said in the notification that in sub-paragraph (1), clause (b) of paragraph 3 of the Post Office Savings Account Scheme, 2019, instead of “two adults jointly”, “maximum three adults jointly” will now be taken. Will take.

2. Withdrawal

The withdrawal form has been changed from Form 2 to Form 3. To withdraw even Rs 50, you will have to show your passbook. That is, to withdraw any amount above Rs 50, you will have to fill the form, sign it and give it along with the passbook. Apart from this, minimum balance requirement may be imposed on withdrawals through check and electronic methods. That is, if you are withdrawing money through these methods, then this facility will be available only when there is money in your account above the minimum balance limit.

3. interest

Now as per the New Post Office Savings Account (Amendment) Scheme, 2023, “In the principal scheme, in paragraph 5, in sub-paragraph (5), for the words “at the end of the month”, the words “at the end of the month” shall be used. The lowest balance in an account between the 10th day and the end of the month will receive interest at the rate of 4% per annum. This interest will be calculated and paid to the account holder at the end of that year. If an account holder dies, his/her account will be Interest will be paid only at the end of the month preceding the month in which the account is closed.

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Parking Special Facilities: Many types of special facilities are provided to the drivers in Dubai with the help of which they can get solution to many problems related to parking. Roads and Transport Authority (RTA) provides the facility of ‘Dubai Drive’ app with the help of which you can find out how many parking spaces are available in your surrounding areas.

It should be kept in mind that this rule does not apply to all the parking spaces in Dubai, but information is definitely available about some selected places. Such as complete information about Sheikh Zayed Road, Dubai Internet City, Deira’s Creek area and Expo City Dubai is available.

How to choose parking space

RTA ‘Dubai Drive’ app has to be downloaded from Google Play Store, Apple App Store or Huawei AppGallery. After this, choose your parking spot with the help of the map. Then on tapping the PIN a box will open containing the parking code. There will also be tariff and information about what percentage of spots are vacant.

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Alert for travelers: A news is coming out for the people traveling in the Gulf country. According to the information received, Oman’s low cost airline Salam Air has said that all services to India have been canceled from October 1. The airline has removed the facility of booking tickets from its website.

A circular related to this has also been sent to all the travel agencies in the airline. The circular states that services to India have been suspended.

What will happen to those who have booked tickets?

This information has been given about those who have booked tickets. A message has been sent to the passengers who have booked tickets. It has been informed that the services have been suspended. Passengers’ fare will be refunded.

Salam Air currently operates flights from Muscat to Thiruvananthapuram, Lucknow and Jaipur as well as Salalah and Kozhikode. But from October 1 onwards all services will be suspended.

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Visa Facility: Many types of visa facilities are given to people in UAE, with the help of which they get freedom to live and work. Many visa facilities are also provided in UAE with the help of which one can live without working. These are self-sponsored residence visas which are of different types.

UAE Retirement Visa – This visa is given to people above 55 years of age who have now retired. This is a long term visa whose validity is 5 years.

For this, the applicant must have assets worth Dh1 million. Must have savings of Dh1 million or monthly salary of Dh20,000. The applicant has to provide his/her last 6 months bank statement.

Remote Work Visa – This is a self-sponsored virtual work visa which is valid for one year. People who are working outside UAE can also stay on this visa. With its help, applicants can also sponsor their families.

To apply for this visa, you will have to prove that you work online outside the UAE. (Dh12,853) or its equivalent salary. Must have valid health insurance and passport validity should be at least 6 months.

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If you want a scheme with monthly deposits, then you have many options like RD, PPF etc., but if you want to invest a lump sum then post office FD is a better means of investment. Know how it can more than double your money.

If you want to create wealth, don’t hoard it, invest it. Only investment can make your money grow faster. But where to invest is also a big question. If you are in a position to take risk in this matter, then you can invest money in market linked schemes. But if you want better returns with safe investment, then a government guaranteed scheme can be a better option.

If you want a scheme with monthly deposits, then you have many options like RD, PPF etc., but if you want to invest a lump sum then Post Office FD, also known as Post Office Time Deposit, can be a better option for you. . At present, interest on 5 year FD is available in the post office at the rate of 7.5 percent, which is more than PPF. If you invest in it for a longer period, you can double your amount in just 120 months i.e. 10 years. Know how?

This way the amount will be more than double

Suppose you deposit Rs 5 lakh in post office FD for 5 years i.e. for 60 months, then in five years you will get interest at the rate of 7.5 percent, which will be Rs 2,24,974. In this way, your Rs 5 lakh will increase to Rs 7,24,974 in five years. But you do not have to withdraw this amount now, you have to get its FD made again for 5 years.

In such a situation, your amount will increase to Rs 10,51,175, that is, on Rs 5 lakh you will get interest of Rs 5,51,175, which will be more than your invested amount. In this way, you can more than double your amount in 120 months i.e. 10 years. Whereas if you invest Rs 10 lakh in post office FD for 10 years, then you will get Rs 11,02,349 as interest. At the time of maturity you will get a total of ₹ 21,02,349.

Interest on FD of one to three years

It is not that in Post Office FD you get the option of only 5 years fixed deposit. You can also get FD for 1, 2, 3 and 5 years. The interest rate also varies according to the year. At present the interest on getting fixed for 1 year is 6.9%, on getting fixed for 2 years is 7.0%, on getting fixed for 3 years is 7.0%, on getting fixed for 5 years is 7.5%. Are getting.

At the interest rate at which you start the FD, you get the amount on maturity at the same rate. If you invest in a 5 year FD today, you will get only 7.5 percent interest after 5 years. Even if the interest rate changes in the meantime, it will not affect your FD. But after 5 years, when you renew your FD, you will get interest as per the prevailing interest rate at that time. It may be a little more or less.

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If you are also planning to make FD in any bank, then we are telling you about the current interest rates on FD of 5 banks. This includes both government and private banks. You can choose the option as per your convenience.

New Delhi. Fixed Deposits have now become an investment option giving guaranteed returns. Due to the continuous increase in repo rates, customers are now taking advantage of FDs with high interest rates offered by banks. If you are going to invest in FD for higher interest then you can invest in these FDs. By investing here you can avail good interest. FD is not only a safe investment option but now it has also become a means of good returns.

Today we are telling you about such banks which are giving higher interest on your deposits. This list includes everything from government to private banks. Let us know about them in details….

Federal Bank FD Rates

For tenures ranging from seven days to ten years, Federal Bank offers interest rates ranging from 3 percent to 7.3 percent and to senior citizens, 3.5 percent to 7.8 percent. These interest rates are applicable from September 1, 2023.

IndusInd Bank FD Rates

For tenures ranging from seven days to ten years, Indusland Bank offers interest rates between 3.5 percent to 7.5 percent and for senior citizens, 4.25 percent to 8.25 percent. These rates are applicable from 5 August 2023.

Punjab National Bank FD Rates

For tenures ranging from seven days to ten years, PNB offers interest rates between 3.5 percent to 7.25 percent and for senior citizens, 4 percent to 7.75 percent. The highest interest rate of 7.25 percent is being provided on a tenure of 444 days.

Canara Bank FD Rates

For tenures ranging from seven days to ten years, Canara Bank is offering interest rates between 4 percent to 7.25 percent and for senior citizens, 4 percent to 7.75 percent. The highest interest rate of 7.25 percent is offered on a tenure of 444 days.

Bank of Baroda FD Rates

For tenures ranging from seven days to ten years, Bank of Baroda offers interest rates between 3 percent to 7.25 percent for regular people and 3.5 percent to 7.75 percent for senior citizens.

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Flipkart Big Billion Days Sale 2023: Discounts will be available on Apple, Samsung, iQoo, OnePlus, Realme and Xiaomi smartphones in Flipkart Big Billion Days Sale.

Flipkart Big Billion Days Sale 2023 is going to start soon. E-commerce site Flipkart has prepared a separate page on the website for the upcoming sale, on which Coming Soon is written. However, the company has not yet announced the date of Flipkart Big Billion Days Sale 2023. As always, Flipkart Plus members will get the opportunity to shop first in the sale (Flipkart Big Billion Days Sale 2023 Best Deals). In Flipkart’s Big Billion Days Sale 2023, discounts will be available on Apple iPhone, Samsung, iQoo, OnePlus, Realme and Xiaomi smartphones, accessories, wearables, laptops and other electronic goods (Flipkart Big Billion Days Sale 2023 Best Deals on Mobile offers). Here we are telling you in detail about Flipkart’s upcoming sale (Flipkart Big Billion Days Sale Date 2023).

Offers in Flipkart Big Billion Days Sale

During the Flipkart Big Billion Days Sale 2023 sale, you will get 50 to 80 percent discount on electronics and accessories. 70 percent discount will be given on the best selling tablet. The keyboard will start at Rs 99. Up to 70 percent discount will be available on large screen monitors and up to 60 percent discount on ink tank printers. During the sale, customers will be able to avail benefits like price cuts, discounts, bank offers, cashback, no-cost EMI and exchange offers. Apart from this, customers will get a chance to earn and redeem Supercoin on every purchase.

Flipkart Big Billion Days Sale 2023 Up to 80% discount on TVs, appliances

During the Flipkart Big Billion Days Sale 2023 sale, the air conditioner will start at Rs 21,999. Up to 75 percent discount will be available on breakfast appliances. Up to 70 percent discount will be available on home appliances. Washing machines will start from Rs 4,990.

Smart TV will be available at discount in Flipkart Big Billion Days Sale
Google TV will start at Rs 9,999 in Flipkart Big Billion Days Sale 2023. Energy efficient ACs will start from Rs 23,999. Geysers and room heaters can be purchased at a starting price of Rs 1,099.

Flipkart Big Billion Days Sale offers announced

Offers for Samsung devices will be announced on October 3 for Flipkart Big Billion Days Sale 2023 (Flipkart Big Billion Days Sale 2023 Samsung Mobile Offers). Apple will reveal the discount (Flipkart Big Billion Days Sale 2023 iPhone Offers) on October 1. Whereas Realme (Flipkart Big Billion Days Sale 2023 Realme Offers) will tell about the offers available on its mobile on 6th October and Poco company (Flipkart Big Billion Days Sale 2023 Poco Offers) will tell about the offers available on its mobile on 4th October.

Flipkart Big Billion Days Sale 2023: Newly launched devices

6 new devices will be launched by Vivo, Samsung and Motorola in Flipkart Big Billion Days Sale 2023. Motorola Edge 40 Neo, Vivo T2 Pro and Samsung Galaxy S21 FE 2023 Edition will be available during the sale. Other launching smartphones will include Moto G54 5G, Samsung Galaxy F34 5G, Realme C51, Realme 115G, Realme 11x 5G, Infinix Zero 30 5G, Moto G84 5G, Vivo V29e and Poco M6 Pro 5G.

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Bank Holiday list: Banks will remain closed for seven days in the last 9 days of this month. Don’t panic. These holidays are not simultaneous in the same state or city. See where, when and on what occasion banks will be closed.

Bank Holiday List 2023: Now only 9 days are left for the month of September to end. In these nine days, there are 7 bank holidays in different states of the country. These holidays are in different cities for different reasons. Like today banks are closed in Kochi and Thiruvananthapuram, but are open in other places. Let us know where banks will remain closed between September 22 and September 30?

When and where banks will remain closed in September, see list

Sree Narayana Guru Samadhi Day (September 22, Friday): Banks will remain closed in Kochi and Thiruvananthapuram.

Maharaja Hari Singh Ji’s Birthday (23 September, Saturday): Banks will remain closed in Jammu and Srinagar.

Sunday 24 September: Weekly holiday
Birth Anniversary/Karma Puja of Shrimant Sankardev (25 September, Monday): Banks will remain closed in Guwahati and Ranchi.

Milad-e-Sherif (Birthday of Prophet Muhammad) (September 27, Wednesday): Banks will remain closed in Jammu, Kochi, Srinagar and Thiruvananthapuram.

Eid-e-Milad (September 28, Thursday): Banks will remain closed in major cities including Ahmedabad, Aizawl, Belapur, Chennai, Dehradun, Bengaluru, Hyderabad and Imphal.

Indrajatra/Friday after Eid-e-Milad-ul-Nabi (September 29, Friday): Banks will remain closed in Gangtok, Jammu and Srinagar.

Who decides bank holidays?

Let us tell you that bank holidays are decided by the Reserve Bank of India. Holidays on the second and fourth Saturday of the month are applicable for all banks, from private banks and government banks to co-operative and rural or regional banks. This is also applicable for both non-scheduled and scheduled banks in India. Bank holidays of second and fourth Saturday will be common for all private sector and public sector banks in all states and union territories in India. It always happens on the second and fourth Saturday of the month.

Internet banking services and ATMs will remain open

Even though banks remain closed on holidays, internet banking services are available and can be used with the exception of transactions made by RTGS transfer mode. Other banking services like NEFT, IMPS, mobile banking and UPI payment services are also available.

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At present, brainstorming on the design of NCMC card is going on in the Transport Corporation. It is being told that a glimpse of Ayodhya and Kashi will be visible on the card, although the final decision on its color has still not been taken.

New Delhi Uttar Pradesh State Road Transport Corporation will launch the National Common Mobility Card (NCMC) by the end of this month.

Through this card, people will be able to pay for all the facilities including bus, metro, train, flight, restaurant and parking. According to the information, people will also be able to link this card with UPI.

Till now, closed loop system cards have been issued in metro and buses. Through these, payment could be made only for one facility, but National Payment Corporation of India (NPCI) has decided to connect all the institutions with the open loop system. On this basis, Roadways will issue National Common Mobility Card.

Glimpse of Ayodhya-Kashi on the card-

At present, brainstorming on the design of NCMC card is going on in the Transport Corporation. It is being told that a glimpse of Ayodhya and Kashi will be visible on the card, although the final decision on its color has still not been taken.

When asked about this, Transport Corporation MD Masoom Ali Sarwar said that NCMC will be launched by the end of this month. This will provide great convenience to the passengers.

In case of bus cancellation, send passengers from another place-

Additional MD of Transport Corporation has ordered to cancel the bus if there are less than 25 passengers at night and 35 during the day. Meanwhile, Transport Minister Dayashankar Singh on Wednesday has given instructions to take care of the convenience of the passengers.

The Minister has said that in case of bus cancellation, arrangements should be made to send passengers by other buses on the same route. Officials should keep in mind that passengers should not face any kind of problem. Along with this, instructions have also been given to increase the income.

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Sukanya Samriddhi Yojana: SSY is a small saving scheme. In this, accounts can be opened for daughters. An account under this scheme can be opened before the daughter completes 10 years of age. Currently, interest rate is available at the rate of 8 percent in Sukanya Samriddhi Yojana.

New Delhi: Inflation has increased a lot. It has now become very difficult to fulfill children’s dreams like higher education, marriage and owning a house. In order to meet such big expenses, a person gets into debt. The way to avoid this is to invest at the right time. Why not save money for children from an early age, so that in future, money can be raised for their higher education and marriage. There is a popular scheme of the government for daughters. By investing in this, you can not worry about the expenses of your daughter’s higher education and marriage. The name of this scheme is Sukanya Samriddhi Yojana. You can open your daughter’s account in this scheme. Let us know about this scheme in detail.

At what age to open SSY account

It would be best if you open your daughter’s Sukanya Samriddhi Account (SSY Account) as soon as she is born. You can open an account in this scheme for your daughter before she completes 10 years of age. If an investor opens an account in the scheme immediately after the birth of his daughter, he can deposit his contribution in the scheme for 15 years.

What is the interest rate?

The government decides the interest rate for this scheme every three months. The government has not made any change in the interest rate of Sukanya Samriddhi Yojana (SSY Interest Rates) for the quarter from July to September 2023. At present you will get interest at the rate of 8 percent per annum on this scheme. When the daughter turns 18, 50 percent of the maturity amount can be withdrawn. The remaining amount can be withdrawn when the daughter turns 21 years of age.

How will a fund of Rs 64 lakh be created?

If you deposit Rs 12,500 every month in Sukanya Samriddhi Yojana, then this amount will be Rs 1.5 lakh in a year. There will be no tax on this amount. If we take the interest rate on maturity as 7.6 percent, then the investor will be able to create a huge fund for his daughter by the time of maturity. If the investor withdraws the entire amount when his daughter turns 21, then the maturity amount will be Rs 63 lakh 79 thousand 634. The amount invested in this will be Rs 22,50,000. At the same time, the interest income will be Rs 41,29,634. In this way, if you deposit Rs 12,500 every month in Sukanya Samriddhi account, you can create a fund of Rs 64 lakh.

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UPI Credit/Credit Line on UPI: RBI had proposed to expand the scope of UPI in April 2023 and under this, announced to include pre-sanctioned credit lines issued by banks in the UPI system. Did. The ‘Credit Line on UPI’ feature was introduced on September 6, 2023 at the Global Fintech Fest.

New Delhi. Unified Payment Interface (UPI) has emerged as the most popular payment method in the country. From neighborhood vegetable shop to mall, you can easily make UPI payment from your mobile. Considering its popularity, new features are being added to it. Last year, the facility to link Rupay Credit Card was started in the UPI app. Do you know that even if you do not have enough money in your bank account or do not have a Rupay credit card, you can still make UPI payment. Actually, now you can spend from pre-approved credit line issued by select banks and make repayment to the bank later. Currently, the feature of UPI Credit has gone live on the BHIM app operated by National Payment Corporation of India (NPCI).

If you understand in simple language, even if you do not have money in your account or do not have Rupay credit card, you can still make UPI payment from the credit limit issued by your bank (UPI Credit/Credit Line on UPI). Then after some time a bill will be generated which you will have to pay to the bank. At present, 6 banks like Axis Bank, HDFC Bank, ICICI Bank, Paytm Payments Bank, PNB and SBI are visible live in the list of banks issuing UPI credit on BHIM app. If you have been issued credit by these banks, then you can go to the profile of BHIM app and select UPI Credit and then select the concerned bank and start the service. It is worth noting that when you link a bank account or RuPay credit card to the UPI app, for the first time you have to create a 4 or 6 digit UPI PIN, similarly when you link UPI credit to the BHIM app, then you have to create a UPI PIN for the first time. For this also you will have to create UPI PIN.

UPI Credit/Credit Line on UPI feature was introduced at Global Fintech Fest

Let us tell you that RBI had proposed to increase the scope of UPI in April 2023 and under this, it had also announced to include pre-sanctioned credit lines issued by banks in the UPI system. The ‘Credit Line On UPI’ feature was introduced on September 6, 2023 at the Global Fintech Fest. Till now you could link only your savings account, overdraft account, prepaid wallet and Rupay credit card to the UPI system.

UPI facility was started in the year 2016

UPI payment system was started in the year 2016. NPCI operates the UPI system. UPI is a real time payment system. To send money to someone, you only need his mobile number, account number or UPI ID or UPI QR code. You can do banking 24×7 through UPI app. For online shopping through UPI, OTP, CVV code, card number, expiry date etc. are not required.

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BSNL special plan: Like private telecom companies (Jio, Airtel, Vi), BSNL also keeps introducing new plans to provide better experience to its users. In this series, the company has introduced not one but two new plans. The company has named these two new plans as retirement plans. The price of these plans is Rs 411 and Rs 788 which come with validity of 90 days and 180 days respectively. Let us further give you detailed information about the full benefits available in both these plans.

BSNL’s Rs 411 plan

• In this recharge, daily 2GB data is being offered with a validity of 90 days.
• This means that users get a total of 180GB data.
• Once the daily limit is reached, its speed reduces to 40kbps.

BSNL’s Rs 788 plan

• BSNL’s Rs 788 voucher has a validity of 180 days.
• Apart from this, daily 2GB data is available in the plan i.e. total 360GB data is being offered.
• Once the limit is reached, its speed reduces to 40kbps.

Let us tell you that both these plans are data vouchers, that is, they will boost your existing plan and not activate your number. For this you need a common voucher plan. Currently, both of these are now available to customers across India.

Let us tell you that both these new data vouchers have been quietly introduced by BSNL. These are good for users who want to recharge with data vouchers for a longer period. At the same time, once BSNL launches its 4G, these plans will become even better for the customers.

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Post Office Scheme: This is a scheme in which you are guaranteed guaranteed income every month on lump sum deposit. Market fluctuations have no effect on your investment in this scheme.

Post Office Scheme: If you want to earn guaranteed income every month by depositing money in the post office, then there is a great scheme. This cool scheme of the post office is Monthly Income Scheme (Post Office MIS). This is a scheme in which you are guaranteed guaranteed income every month on lump sum deposit. Market fluctuations have no effect on your investment in this scheme. In this your money remains completely safe. Investment has to be made only once in MIS account. Its maturity is 5 years.

Account can be opened with ₹1000

Under this scheme of the post office, an account can be opened with Rs 1,000. Both single and joint accounts can be opened. Up to Rs 9 lakh can be invested in a single account and up to Rs 15 lakh in a joint account. According to the Post Office, interest in MIS is paid every month from the completion of one month from account opening till maturity. Any Indian citizen can invest in Post Office Monthly Income Scheme. This scheme is offering 7.4 percent annual interest from July 1, 2023.

You can withdraw money before 5 years

The maturity of Pot Office MIS is five years, there can be premature closure in it. However, you can withdraw money only after completion of one year from the date of deposit. According to the rules, if money is withdrawn between one year and three years, then 2 percent of the deposit amount will be deducted and returned. If you withdraw money before maturity after 3 years of account opening, 1% of your deposit will be deducted and returned.

POMIS: some work rules

• In MIS, two or three people can open a joint account. The income received from this account is given equally to every member.
• Joint account can be converted into single account at any time. Single account can also be converted into joint account. To make any change in the account, a joint application has to be given by all the account members.
• You can also transfer MIS account from one post office to another.
• On completion of maturity i.e. five years, it can be extended for further 5 years. There is facility of nomination in MIS account.

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The sale of iPhone 15 series is starting from today. You can buy the new series both online or offline. Apple is also giving some special offers to the customers on the new series.

iPhone 15 Series: Finally today people’s wait is over and from today they will be able to buy iPhone 15 series. The first official sale of the new series is starting today at 8 o’clock on Apple’s official website and stores. However, those who have pre-booked the smartphone from Amazon will start receiving the delivery from tomorrow. iPhone 15 starts at Rs 79,900 in India. The company is also giving discounts to the customers on the new series. If you are buying a new series then do not miss the offers and discounts available on it.

Bumper discount available on Apple’s official website

If you are buying iPhone 15 and 15 Plus from the official website of Apple, then the company is giving you a trade-in offer under which you can get a discount of Rs 2,000 to Rs 67,800 in exchange for the old phone. The trade-in value depends on the condition of your phone.

If you buy the phone from Amazon, then you are being given a discount of Rs 5000 on HDFC Bank card on iPhone 15. Similarly, a discount of Rs 5,000 on base model and Rs 4,000 on Pro models is being given on HDFC Bank card on Croma. A discount of Rs 5,000 is also being given on Flipkart. Apart from bank offers, the benefit of exchange offers is also being given everywhere. You can get a discount on the new model by donating your old device.

Price

Apple has launched 4 models under the iPhone 15 series which include iPhone 15, 15 plus, 15 Pro and 15 Pro Max.

iPhone 15
– 128GB: Rs 79,900
– 256GB: Rs 89,900
– 512GB: Rs 1,09,900

iPhone 15 Plus
– 128GB: Rs 89,900
– 256GB: Rs 99,900
– 512GB: Rs 1,19,900

iPhone 15 Pro
– 128GB: Rs 1,34,900
– 256GB: Rs 1,44,900
– 512GB: Rs 1,64,900
– 1TB: Rs 1,84,900

iPhone 15 Pro Max
– 256GB: Rs 1,59,900
– 512GB: Rs 1,79,900
– 1TB: Rs 1,99,900

This time the new series has come with many changes which include 48MP camera in the base model, Dynamic Island feature, USB Type-C charging, A17 chipset in Pro models, periscope lens etc.

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While making Voter ID card, Aadhar card is asked from every person. Many times a person is deprived of voting due to non-availability of Aadhar card. But now the Election Commission will soon issue a new notification making changes in this rule.

Aadhar Not Mandatory For Voter Card: Whenever a person goes to make a voter identity card, the first thing he is asked for is Aadhar card. If a person does not have an Aadhar card, he has to face a lot of difficulty in making the voting paper. However, now people have got the solution to this problem because the Election Commission has informed the Supreme Court that now Aadhar card will not be required to make voter ID card. On September 21, a bench of Justice Chandrachud, Justice JB Pastor and Justice Manoj Mishra heard a case in which a petition was filed to abolish the requirement of giving Aadhaar number while making an identity card.

In this regard, the Election Commission has said that soon the requirement of filling Aadhaar number for making Voter ID card will be abolished. Notification will be issued for this. Changes will be made in the registration form of voters. An undertaking has also been submitted by the Commission in the Supreme Court, after which the matter was settled.

What was the petition

A petition was filed in the Supreme Court seeking clarification in the provisions for making voter ID cards under Section 26 of the Electors Amendment Act 2022. Where was it mentioned that Form 6 exists for making identity card and the identity of the voter can be ensured through Form 6b. Even after this, the rule of filling Aadhaar number has been made mandatory. In such a situation, if a person does not have an Aadhar card, then despite being of voting age, he is not able to get his voter ID card made and remains deprived of voting. A hearing on this was held in the Supreme Court.

What does the Election Commission say?

When a reply was sought from the Election Commission in this regard, it was informed by the Commission that the requirement of filling Aadhaar number in making Voter ID card will soon be abolished. A notification will be issued in this regard. The Commission has also presented a figure, which states that approximately 66 crore 23 lakh Aadhaar numbers have been uploaded in the voter list and are currently being processed.

It was also told that in the existing rules, Aadhaar number has been made mandatory for making Voter ID and ensuring the identity of the voter, but soon the rule will be changed by issuing a notification and the form will also be amended. After a satisfactory reply received from the Commission, the matter was settled by a bench of judges of the Supreme Court.

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Vande Bharat Express Train: PM Narendra Modi is going to flag off the third Vande Bharat Express train of Rajasthan on 24 September. This train will cover the distance from Udaipur to Jaipur in just 6 hours.

Vande Bharat Express Train: Prime Minister Narendra Modi is going to flag off 9 Vande Bharat trains simultaneously on 24th September. In this episode, PM Modi will virtually flag off the third Vande Bharat Express Train in Rajasthan. This new Vande Bharat train will run on the Udaipur-Jaipur route, officials said that this will be the third Vande Bharat train in Rajasthan which will run regularly in the state from September 25. However, this train will not run on 26th September. The two other Vande Bharat trains running in Rajasthan are Ajmer-Delhi Cantt and Jodhpur-Sabarmati Vande Bharat.

What is the route of Udaipur-Jaipur train?

The train will pass through five districts of the state including Udaipur, Chittorgarh, Bhilwara, Ajmer and Jaipur and will stop at Kishangarh, Ajmer, Bhilwara, Chanderiya, Mavli Junction and Rana Pratap Nagar stations on the way.

How much will be the fare of new Vande Bharat train?

Officials said that information about the fare of this train will be revealed on Friday. The train will leave Udaipur at 7.50 am and reach Jaipur at 1.50 pm. On return, it will leave Jaipur at 4 pm and reach Udaipur at 10 pm.

PM Modi will flag off 9 Vande Bharat trains

PM Modi (Narendra Modi) is going to flag off these 9 Vande Bharat Express Trains together on 24th September.

Jaipur-Udaipur Vande Bharat Express
Jaipur-Indore Vande Bharat Express
Jaipur-Chandigarh Vande Bharat Express
Jamnagar-Ahmedabad Vande Bharat Express
Patna-Howrah Vande Bharat Express
Ranchi-Howrah Vande Bharat Express
Chennai-Hyderabad Vande Bharat Express
Chennai-Tirunelveli Vande Bharat Express
Puri-Rourkela Vande Bharat Express

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RBI has canceled the license of a co-operative bank. This bank was granted license on 19 December 1987. A penalty of Rs 11 lakh has been imposed on HCBL Co-operative Bank Limited (Lucknow, UP).

RBI Action: Reserve Bank of India has taken major action on Thursday. The Central Bank has canceled the license of Ananthashayanam Co-operative Bank Limited, Trivandrum (Kerala). At the same time, heavy fine has also been imposed on four banks for violating the rules. Let us tell you that often RBI takes action on the basis of shortcomings of banks while keeping in mind the safety and rules of the customers.

Bank’s license canceled, notice issued by RBI

Ananthashayanam Co-operative Bank Limited was granted license on 19 December 1987, which has been canceled by the RBI. The Central Bank has taken this action under Section 56 and Section 36A (2) read with the Banking Regulation Act 1949. The bank has now been issued a notice to close banking business. However, the bank can still operate as a non-banking institution. Deposits by non-members are prohibited with immediate effect. Even after this, on the demand of the Reserve Bank, this bank will have to repay the unpaid and unclaimed amount of its non-members.

Fine imposed on these banks

RBI has imposed a penalty of Rs 1 lakh on Shree Warna Co-operative Bank Ltd (Kolhapur, Maharashtra) for failure to comply with directions relating to “Maintenance of Deposit Accounts – Primary Co-operative Banks”. A penalty of Rs 11 lakh has been imposed on HCBL Co-operative Bank Limited (Lucknow, UP) for violating rules related to loans and advances. A fine of Rs 2 lakh has been imposed on The State Transport Co-operative Bank Limited (Mumbai, Maharashtra) for non-compliance of instructions relating to “Depositor Education and Awareness Fund Scheme, 2014”. A fine of Rs 6 lakh has been imposed on The Citizens Co-operative Bank Limited (Jammu). This action will not affect the transactions taking place between the bank and the customers.

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