HumbleDollar

Here's something that will either comfort or disturb you: the mathematical technique underpinning your retirement strategy was invented by an unwell mathematician playing solitaire in his sick bed.

In 1946, Stanislaw Ulam found himself laid up recovering from encephalitis with nothing to do but shuffle cards. Being the sort of guy who couldn't boil an egg without ponde...

Trusts are said to be a tool for its grantor to control from the grave. The first things I look at every morning when I open HD are Jonathan’s quips above the “Latest Posts”, and the most recent thoughts in the “Get Educated” section. 

I sort of think of “Get Educated” as the legacy that Jonathan has granted to us; his way of continuing to guide and educate. ...

I just read an article that questioned the value of retirees downsizing, perhaps in the process relocating even to a new neighborhood. It got me thinking about our decision. What may be correct for you depends on your primary goal. That can be tricky and over time it may change. 

Our primary goal was convenience- it’s a good thing it wasn’t saving money. 

...

Here's something I'm debating and hoping the collective brain trust of the HD community can push me in the right direction.

As a retired Fed, I have access to the Thrift Saving Plan G Fund.  For those not familiar, it's basically a high yield savings account on steroids.  It pays rates comparable to medium/long-term Treasuries but has no default risk, duratio...

I watched a YouTube that said there are 3 ways to tackle the LTC problem.

1. Long term care insurance, (which is more costly as we aged),

2. Whole life w a LTC rider, (maybe much more costly comparing option 1), or

3. Self funding from investment.

Your thoughts. Thanks in advance.

The post