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Not long ago, small sellers had to purchase a separate card reader to handle anything other than cash transactions. Now, with tap-to-pay technology, many smart devices can take a payment with the phone’s hardware. This technology is being adopted by larger retailers with tap-to-pay checkout counters. Since a phone has ...
For most American households, online payment is the new default. However, users still leave payments unfinished. When users click the payment link but do not finish the payment, billers, utilities, and government agencies lose potential income and incur the cost of increased call center usage. An unfinished payment will not magically disappear; it will generate late fees for ...
A cash-only driver at a Rockford gas station has a $20 bill, but no card. The attendant has the legal right to turn the cash away, but by 2028 in Illinois that will be illegal.
On July 31, 2026, Governor JB Pritzker signed the Retail Cash Payment Act. It was described by the media as a law for “most retailers.” And rightly so. The Illinois New Cash Acceptance law co...
Buy online, pick up in store shopping has become one of the fastest-growing checkout options in retail. It gives customers speed and convenience, and it gives merchants a way to compete with same-day delivery without the shipping cost.
That convenience comes with a hidden trade-off. A BOPIS order skips most of the verification steps built into home delivery, from a ...
A finance team can have a clean invoice of approved purchases through the appropriate channels, and it is still possible for the payment to end up in the bank account of a fraudster instead of the supplier’s bank account. This risk is known as vendor impersonation fraud and has grown large enough to affect the market.
On August 26, 2026, Basware agreed in a binding ...