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Homes2MoveYou.com: Farmington Hills Realtor | Tom Gilliam, RE/MAX Classic

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Homeowners insurance premiums are climbing fast across Michigan — and it's starting to derail real estate deals. Here's why rates are rising, how it can affect your mortgage approval, and what Oakland County buyers and sellers can do to stay ahead of it.

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Zoning laws control what you can actually build, operate, or modify on an Oakland County property — and they're the most overlooked factor buyers face before closing. Here's how to verify zoning classifications, overlay districts, and development potential before you make an offer in Farmington Hills, Novi, or anywhere in Oakland County.

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Seller concessions can save Oakland County buyers thousands at closing — but only when structured correctly. Here's how loan program caps, appraisal risk, and smart negotiation timing affect buyers and sellers across Farmington Hills, Novi, and the rest of Oakland County in 2026.

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Oakland County's new construction market in 2026 spans $395,000 starter condos to $2 million-plus luxury estates, driven by Pontiac's major redevelopment, the $400 million Novi City West expansion, and the county's second neuro-inclusive neighborhood. Here's what Farmington Hills, Novi, and Oakland County buyers need to know before touring model homes.

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Capital gains tax on real estate can catch Oakland County sellers off guard, especially when the IRS Section 121 exclusion, depreciation recapture, and Michigan's state tax rules aren't factored in before listing. Here's what Farmington Hills, Novi, and Bloomfield Hills homeowners and investors need to know before their next sale.

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