Homeowners Insurance Group | Blog

If you are an Arizona business owner, carrying commercial insurance is essential. The experienced agents at the Homeowners Insurance Group help business owners understand which types of coverage their companies need. With an office in Scottsdale, AZ, the agency serves as a convenient, one-stop resource for business insurance solutions and has supported local companies for mor...

Umbrella insurance typically has a term length of a single year. However, there is some flexibility depending on the Scottsdale, AZ insurance provider. Most providers offer liability coverage for a period of 12 months. Once the 12 month term expires, the policy can be renewed. The same annual renewal timeline continues moving forward.

Decades ago, flood insurance was somewhat of an afterthought as most of the United States was seemingly safe from water intrusion. Climate change, the increased frequency of hurricanes, and home construction in waterlogged areas have all changed how we view flood risk.

Nowadays, every homeowner should at least consider adding flood insurance. However, there is some co...