HomeOwners Alliance

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Mortgage payment hikes: at a glance More than 5 million households are now expected to face higher mortgage payments by the end of 2028, when they remortgage. The figure includes one million more households than the Bank of England expected in December. ...

If you’ve got a Halifax mortgage, it will soon switch over to Lloyds because the Halifax brand is being axed by Lloyds Banking Group. As part of the rebrand, borrowers will see their mortgage with Halifax changing to Lloyds. The group will stop opening new accounts under the Halifax brand and begin a process of moving existing accounts to Lloyds branding. Lloyds Banking G...

Metro Bank has launched a new 100% mortgage product to help both first time buyers and home movers buy a home without a deposit by leveraging support from a family member.

The clunkily named Joint Borrower Sole Proprietor (JBSP) mortgage allows a family member to help someone qualify for a mortgage without becoming a legal owner of the property.

This new M...

AI has yet to become a mainstream part of the homebuying journey, but our research reveals a market in transition, with younger homeowners and active buyers increasingly open to using AI-powered tools alongside more traditional sources of advice.

The research shows that banks and building societies remain the most trusted source of homebuying and mo...

Lifetime ISAs will be scrapped and a brand new First Time Buyer ISA will be launched to help first time buyers, under plans announced by the government.

The First Time Buyer ISA will replace the existing Lifetime ISA (LISA), which the government has admitted is “not working well” for many first-time buyers, under proposals in a