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Site title: Will Your Retirement Be a Dream or a Disaster?

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Retirement is supposed to conjure up images of financial freedom. But for the majority of retirees, living with debt is still a very present reality. For many, it can also become a heavy burden that weighs retirees down with anxiety and stress.

This week in a companion article here on the Blog, we’re considering whether people approaching retirement should p...


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There was a time in America when a paid-off mortgage was considered the gold standard for financial security. Those who could afford a home mortgage – less than half of the adult population until the mid-1...


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As you approach your golden years, you will likely face one of the most perplexing financial questions of your life: Is it better to buy a new home or rent a property when you are retired?

Deciding on the right housing strategy is rarely a straightforward choice, because there are passionate advocates on both sides of the debate. To find the path that aligns...


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There is an old, lighthearted joke that says, “When the going gets tough, the tough go shopping.” However, our recent observations suggest that modern retirees are taking a completely different approach. Surveys measuring consumer confidence indicate that many Americans are adopting a highly cautious approach to spending, and this trend seems even more pronounced amon...


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What happens when aging parents in failing health refuse to accept in-home care or move to a safer location? For their adult children, especially those living far away from mom or dad, there are often no simple answers.

Sometimes, as described in


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