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Every month, according to published statistics, roughly 1 million Medicare patients spend inpatient days in U.S. hospitals. Of those, nearly one-quarter will be discharged to an acute care facility ...

One of the most frequently addressed topics on our radio show and Blog is preparation for long-term care. As Rajiv reminds us repeatedly, the odds are high that today’s independent senior will require long-term care in the years ahead. When that need arises, without proper planning, plenty of well-laid plans will go out the window.

With that in mind, smart f...

Frequently here on the Blog and on our radio program, we turn our attention to Medicaid. That’s the means-tested program funded by a combination of federal and state dollars that covers a wide range of services, including long-term care for those who qualify. While Medicare tends to get more press, Medicaid fills a critical need that otherwise would go unmet.

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Millions of Americans serve as family caregivers for their loved ones. The estimated number exceeds 60 million, but there may be more. For these family caregivers, each day can be frustrating and exhausting, as well as satisfying and rewarding.

As family caregivers cope with the stress and effort of their responsibilities, it’s imperative that they take spec...

The ads seem to be everywhere – from investment firms, financial planners, retirement advisors, you name it. They typically carry a headline that proclaims, “Yes, You Can Retire Comfortably with $1 Million.” And for a fee, they’ll gladly show us how.

But why $1 million? Besides being a nice, round number, where did that benchmark come from?

We aske...