TL;DR summary:
Occurrence policies cover injury or damage that happens during the policy period, even if the claim is filed years later. Claims-made policies cover claims only when they are made and reported while the policy, or an extended reporting period, is active. The retroactive date on a claims-made policy controls how far back coverage reaches,...Want to keep yourself up to date with the latest news from Hettler Insurance Agency?
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Title of Hettler Insurance Agency: "Lubbock Insurance Home | Home, Auto, Business, Health, Life | Hettler Insurance Agency, Lubbock Texas - Hettler Insurance Agency"