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HelpMySocialSecurity: Retirement Planning | Help with my Social Security | United States

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Message History

Someone from Indiana asks whether her husband’s early Social Security filing while still working would suspend her child-in-care benefits, and whether his benefit would be recalculated to his Full Retirement Age amount once the earnings limit no longer applies. "My husband will soon turn 64 and earns over $120,000 a year. He wants to work until his Full Retirement Age (FRA) at 6...

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A reader from Arizona asks how to correct an earnings record that never credited them for work performed in 2017 (for which they have a W-2), and if they would receive retroactive back pay. "I retired in December 2016 and began receiving my Social Security benefit in January 2017. In December 2021, the Social Security Administration told me they had overpaid me and that I had to...

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A reader wonders whether their lower 2024 income will automatically reduce their 2026 IRMAA surcharge (even though it doesn’t qualify for an SSA-44) or whether they must contact the Social Security Administration. “My 2024 income decreased, not for any of the reasons listed on the SSA-44 form. I simply didn’t do Roth conversions in 2024. Will the Social Security Administrati...

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