Growth Notes

What It Takes: Mastering Your Will When Conditions Aren’t Good

On Growth Notes, Frazier shares a closing message from his weekly Friday “WIT” (What It Takes) call, where the group recaps personal and business wins and uses a hot seat to work through challenges. He argues the true measure of commitment is showing up and taking action when it’s the last thing you wan...

Temporary Defeat: Starting Over After Breaking the Streak

Frazier shares how he “failed” on day 10 or 11 of using Lantern, his personal development app for loan officers, by forgetting to complete the end-of-day reflection after staying up late for a lunar eclipse with his son, which broke his streak and forced him to start over. He explains that Lantern tracks dai...

Beyond Your Circle: Build a Purpose-Aligned Community

Frazier explains that personal growth isn’t just about having a “good circle” of people from different phases of life, but about intentionally surrounding yourself with people aligned in purpose and on the same mission of growth. He emphasizes seeking out a tight-knit community that supports collaboration, accou...

Stop Being Transactional: Competing With Servicers in the Coming Refi Wave

Frazier shares a growth note from August 26, 2024, arguing that treating refinancing as a one-time transaction hurts long-term business, especially as rates create a refi “wave,” not a COVID-style boom. He says this will be the most competitive refi market ever because servicers value retain...

Stop Saying You’re “Not Good With Tech”: Upgrade Your Limiting Beliefs

Frazier reflects on a previous Growth Notes episode about upgrading beliefs to create change and explains three kinds of limiting beliefs: about the world, others, and ourselves, focusing on self-limiting beliefs. He uses “I’m not good with tech” as a common example, calling it a cop-out and arg...