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Ginny Cerrella Santa Fe NM Real Estate, Santa Fe Luxury Homes for Sale & MLS Listings, Santa Fe NM Condos & Land

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Not all monthly costs are tied to mortgage rates.

While most home buyers focus on the price for a home and their mortgage rate, they tend to ignore two big — and nonnegotiable — parts of their housing payment: property taxes and homeowners insurance. A recent


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The share of people ages 18 to 39 transferring funds to investment accounts every month has more than tripled over a decade.

Young people are increasingly investing in the stock market as homeownership becomes less accessible.


The stock market’s record performance and easier access to trading technology are fueling the upswing among young investors.


...

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A little-known feature called a ‘mortgage recast’ can help you pay off a home loan.

Throughout my childhood, I gleaned many financial lessons from my parents. One of the most important came from there obsessive desire to get rid of her monthly mortgage payment.

They hated debt, which she described as a form of bondage. And just before they retired, they pa...


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Assumable mortgages — or low-rate mortgages that home buyers can take over from home sellers — are making a comeback. The process can be challenging.

Home prices were already high when Sheranna Rao, a software architect living in N.C., started searching for a house. But she couldn’t have anticipated the quick surge in interest rates the next year, and, ev...


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Assumable mortgages — or low-rate mortgages that home buyers can take over from home sellers — are making a comeback. The process can be challenging.

Home prices were already high when Darlene James, a software architect, started searching for a house in 2021. But she couldn’t have anticipated the quick surge in interest rates the next year, and, even with a large d...


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