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Assumable mortgages — or low-rate mortgages that home buyers can take over from home sellers — are making a comeback. The process can be challenging.
Home prices were already high when Sheranna Rao, a software architect living in N.C., started searching for a house. But she couldn’t have anticipated the quick surge in interest rates the next year, and, ev...
Assumable mortgages — or low-rate mortgages that home buyers can take over from home sellers — are making a comeback. The process can be challenging.
Home prices were already high when Darlene James, a software architect, started searching for a house in 2021. But she couldn’t have anticipated the quick surge in interest rates the next year, and, even with a large d...
The V.A. loan prohibits borrowers from paying commissions to real estate agents — a rule that could put veterans at a great disadvantage when buying a house. A settlement from the National Association of Realtors will force down agent commissions and could lower home prices across the board. But it could also spell trouble for military buyers.
A recent landmark sett...
The age-old “House Hunters” joke is a simple one: A husband and wife each have a ludicrous career and an equally ludicrous budget to buy their dream home.
For example: One spouse tunes harmonicas part time, the other trains hamsters — but, somehow, their home-buying budget is $1.2 million. Fans of the HGTV show have for years been puzzled by the number of participan...
Small down payments can be a boon for some, but others worry about a possible wave of defaults.
“The mortgage industry is getting crushed,” said a real-estate broker. “You’ve got to find a way to produce mortgages.”
Homebuyers, beware.
With mortgage rates at multi-decade highs, business has dried up for mortgage lenders. Few home buyers are keen...