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Article Highlights

Hidden Costs Revealed: Discover why ADU fees often catch homeowners off guard, sometimes totaling 20-30% of the entire construction budget. Constitutional Limits: Learn the legal difference between valid administrative costs and “unconstitutional” fees that fail to reflect the actual impact of yo...


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Article Highlights

Defining the Standard: Understand why “reasonable diligence” is a critical requirement in California civil litigation, not just a legal suggestion. Court Expectations: Learn exactly what California courts require from plaintiffs regarding case investigation, timing, and service of process.


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Serving defendants has always been one of the most challenging steps in civil litigation. Defendants who move frequently, avoid service, or operate primarily online can delay cases for months.

Beginning January 2026, California law introduces expanded rules that allow electronic service of defendants, giving plaintiffs and attorneys a faster and more practical opti...


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Article Highlights The “Hidden” Cost: Even homeowners who do not use the FAIR Plan are effectively subsidizing it. When the plan runs a deficit, the costs are passed on to private insurers, who then raise premiums for all policyholders to cover the difference. Insurer of Last Resort: The FAIR Plan was designed for high-ri...


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Article Highlights

The “Commercial Exclusion” Gap: Personal auto policies rarely cover rideshare activities. Without a specific rideshare endorsement, drivers risk claim denials and personal liability if an accident occurs while the app is on. Three Phases of Coverage: Coverage levels fluctuate based on driver stat...


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