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Francis Mailman Soumilas, P.C.

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Title of Francis Mailman Soumilas, P.C.: "Consumer Law Firm | Francis Mailman Soumilas, P.C."

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Most consumers are familiar with traditional credit reporting agencies such as Experian, Equifax, and TransUnion. These companies compile credit reports that lenders use when deciding whether to approve loans or credit cards. However, many consumers are surprised to learn that there are other consumer reporting agencies that collect and report financial information that can h...


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Philadelphia has expanded its Ban the Box law, strengthening protections for job applicants and placing new limits on how employers and background check companies may use criminal history information.

For job seekers, this expansion is significant. For employers who fail to comply, it creates serious legal exposure.

What Is “Ban the Box”?

Philadelphia’s Fair Cr...


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The start of a new year is when many people set financial resolutions—paying down debt, buying a home, improving credit scores, or simply getting their finances back on track.

If that’s you, the best place to start is your credit report.

Before you can improve your financial health, you need to make sure the information being used to judge you i...


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The Illinois Supreme Court recently issued a significant decision affecting Fair Credit Reporting Act (FCRA) claims brought in Illinois state courts. In Fausett v. Walgreens, the court held that consumers must demonstrate a concrete, actual injury to have standing to pursue claims under the FCRA and FACTA, rather than relying solely on statutory violations.

The decisio...


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Everyone deserves the chance to move forward.

To start fresh.

To build a better life.

But what happens when a background check company refuses to let you?

That’s exactly what happened when RentGrow reported an eigh...


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