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FinTech Scotland

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University of Glasgow and Lloyds Banking Group announce groundbreaking agentic AI research programme
The University of Glasgow and Lloyds Banking Group have launched a four‑year research partnership to explore how AI can support software and data engineering. The project will help Lloyds Banking Group implement agentic AI at scale within their software engineering practice, while giving University researchers a unique opportunity to study large‑scale engineering transformat...

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Finance and Health Lab National Conference

On 19 March, FinTech Scotland hosted the Finance and Health Lab (FHL) National Conference at the Edinburgh Futures Institute, marking the completion of Phase 1 of this programme. The event brought together leaders from financial services, fintech, academia, government, healthcare, and the third sector to share learning from academia, industry, and from the


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Risk Taxonomy as Governance Infrastructure: Adaptation, Traceability and Industry-led Use Cases for Fintech Innovation

Risk taxonomies in financial services are often presented as stable classification models: a hierarchy of principal risks that supports aggregation, governance oversight, and regulatory reporting. This paper argues that such a view is incomplete. In practice, a risk taxonomy is a governance infrastructure shared across stakeholder communities, including firms, supervisors, re...


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Agentic AI for Scaling Targeted Support: A Governance Framework for the FCA Advice–Guidance Boundary

The Advice–Guidance Boundary Review (AGBR) introduces targeted support as a new regulated activity intended to address the persistent financial advice gap in the UK. While generative AI technologies offer the potential to scale accessible financial support, doing so within the advice–guidance boundary introduces significant governance challenges. Compliance require...


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Assure Continuity with Operational Resilience
How can critical Information and Communication Technology (ICT) providers help bring stability, security, and innovation to financial institutions?

The financial services sector is front and centre when it comes to the demands of regulatory oversight aimed at improving operational resilience. As a strategic ICT partner to many financial organisations,


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