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Financial Success MD

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Message History

You Don’t Need to Sacrifice to Become Debt Free

One of the biggest complaints I hear when I discuss becoming debt free is the dread of living on a shoestring. We did enough of that in medical school and we don’t want to do it anymore. Let me make something perfectly clear right up front, you absolutely do not need to scrimp and sacrifice to get out of debt and live debt free. Simply continuing t...


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Book Recommendations from my 2025 Reading List

I enjoy reading books for both education and entertainment. I learned a long time ago that leaders are readers, so I make it a point to constantly be reading a book or two at a time. I read 71 books this year not counting the duds I put down after only reading a chapter or two. With such a large annual reading list, people often ask me for book recommendations, which cuts dow...


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Is Burnout from the Job, or from being a Workaholic

Burnout is very prevalent in the medical field. I have coached many physicians that feel burned-out. When I ask them what they think the cause is, 100% tell me it is due to something about their work. No one ever mentions their workaholic tendencies as being a contributing factor. Yet when we begin discussing the details, it becomes clear that many of them are workaholics.


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Christmas 2025

The year seems to fly by faster every time I write this letter. I hope you all had a good year.

Keith: Our youngest son is working for the power company, trimming the trees back from the power lines. He has always liked heights much more than the rest of us. In his climbing class, where they were trained in rescuing an unconscious coworker from high in a tree, he se...


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2025 Year End Financial Tasks

As another year ends, there are a few tasks we should all consider completing.

Some of the tasks have penalties assessed if they are not completed on time and others just lead to a lost opportunity if the deadline is missed. I missed a big opportunity the year I retired when I didn’t realize my taxes owed that year would be zero. If I had made the discovery before ...


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