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Overspending usually isn’t one huge mistake. It’s small, frequent spending that quietly grows until it destroys your financial goals. This article was written by a Financial Horse Contributor. The 30-minute “Where did my money go?” test Look at the last 30 days of spending (bank + card statements). Sort every transaction into 4 buckets: Ask […]
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On 1 July 2026, Singapore’s statutory retirement age increases from 63 to 64. Buried within this change is a detail that matters for anyone who has not yet opened a Supplementary Retirement Scheme (SRS) account. Your SRS withdrawal age – the age at which you can access your SRS savings without penalty – is fixed […]
The post
Most investors don’t lose money from one big, dramatic mistake. They bleed out from a few “small” mistakes that can compound into tragedy. Here are three of the deadliest ones, and how to avoid them. This article was written by a Financial Horse Contributor. 1. Overtrading: prioritizing quantity > quality Funny thing about markets: they […]
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For those of you who haven’t been following closely. Singapore Exchange (SGX) shares are absolutely on fire. This stock has more than doubled over the past 2 years – outperforming even DBS Bank. Some of you have asked me for my views on SGX stock. So I wanted to take a closer look in today’s […]
The post
Top-end concierge services in Singapore broadly falls into three buckets: credit-card concierge, stand-alone luxury concierge clubs, and digital app-based concierge. They all do roughly the same thing (bookings, access, logistics) but at different levels of hand-holding, quality and price. Let’s explore if these services could be right for you. This article was written by a [...