April 10, 2026 | Jonathan Bird Here's something most financial advisors won't tell you — why? Because many of them genuinely don't know it exists. If you structure your retirement income the right way, you may be able to receive up to $140,000 of investment income in a year and pay zero federal tax on it. This isn't a loophole ...

April 10, 2026 | Jonathan Bird I recently told a couple with $2.4 million that they weren't ready to retire. It had nothing to do with their account balance. It had everything to do with a lie they still believed about their money. Most retirement advice focuses on accumulation — building assets up. Retirement failures happen during decumulation — spending ...

April 10, 2026 | Jonathan Bird For a lot of people, $2 million feels like crossing the finish line. And in many ways, it is. You can travel, spend comfortably, gift to family, and stop losing sleep over your portfolio. But here's what almost nobody talks about: everything changes at this level — and if you're not prepared for that ...

April 9, 2026 | Jonathan Bird There's a saying that you can't live a life with no regrets — but you can choose them. In 12 years of advising retirees and speaking with over 10,000 investors, I've noticed a pattern. People don't regret missing a perfect investment or retiring too early. They regret waiting too long, playing it too safe, ...

April 9, 2026 | Jonathan Bird Most people think about retirement in terms of a number. But the difference between retiring with $100,000, $1 million, or $10 million isn't just about how much you can spend. It changes where you live, how you handle a bad year, and how much of your life is spent managing stress versus enjoying freedom. ...