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Farming Without the Bank Podcast

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It's that time of year — everything's on sale for tax purposes. But is buying that $300,000 piece of equipment to save $36,000 actually keeping you broke?

Mary Jo breaks down why avoiding taxes is the #1 reason farmers struggle with cash flow, how tiered taxes really work, and what to do instead with year-end tax planning.

In this episode:

- Why capital ...


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Is it really THAT easy to borrow against life insurance? Yes — and Mary Jo Irmen proves it in this Farming Without the Bank Q&A.

Mary Jo answers the comments from her Farming for Profit clip, breaks down exactly how a policy loan works when structured correctly for infinite banking (pay premium, access whole life insurance cash value in 10 days, fill out an online ...


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Real meetings, real numbers, real lessons. Mary Jo recaps recent client meetings — from a 64 and 65-year-old couple buying land for their boys, to a 22-year-old starting with a $4,000 policy, to $100,000+ policies.

You'll hear why leaving land without a plan leaves debt + operating expenses to the kids, why helping one child and not the other creates future fights, why...


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Is a MEC really as bad as everyone in infinite banking says?

In Farming Without the Bank Episode 373, Mary Jo Irmen and John Hasche break down when a Modified Endowment Contract actually makes sense.

Most life insurance agents will tell you: never MEC, never MEC, never MEC. But what if you just sold a dairy, a farm, or a business and have a one-time lump sum of ...


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