Eye On Housing

Household debt delinquency rates increased in the third quarter of 2026 as the share of delinquent balances and the transition to seriously delinquent debt increased. According to the latest Quarterly Report on Household Debt and Credit from the Federal Reserve Bank of New York, about 5.0% of outstanding household debt balances were in some stage […]

Consumer credit growth accelerated in the third quarter of 2026, with both revolving and nonrevolving credit increasing at their fastest quarterly rates since 2022. Total outstanding consumer credit reached $5.22 trillion, continuing an upward trend that has strengthened over the past year. The acceleration comes amid elevated borrowing costs, although interest rates on both aut...

Inflation remained elevated in October even as energy prices eased, raising expectations of another Fed rate hike. Shelter returned as the largest driver of headline inflation, accounting for over 30% of the monthly increase. Core inflation, which excludes volatile food and energy components, rose by 0.3% for the third consecutive month, suggesting broad-based price pressures […]

Wage growth for residential building workers showed signs of a modest rebound in September 2026 following a sharp slowdown earlier in the year. According to the latest data from the U.S. Bureau of Labor Statistics, nominal wage growth picked up from its June pace, although it remained relatively modest. After adjusting for inflation, real wages […]

The National Association of Home Builders (NAHB) has released its State Projections of Remodeling (SPR) for the second quarter of 2026. As a reminder, the SPR provides on a quarterly basis a state-level estimation of the market share and total dollar value of remodeling spending. The SPR is a statistical model designed to use national […]