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Title: Home Loans and Mortgage Lender | Evergreen Home Loans

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Early 2026 is bringing encouraging news for future homebuyers. Mortgage rates are trending lower, inventory is improving, and affordability is slowly stabilizing in many areas. These shifts are creating more opportunity and leverage for buyers who are preparing to enter the market. Here are the questions we are hearing most often and what they mean for you.

Are...


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Most first-time buyers start the homebuying process with more misinformation than missing money. I have been a loan officer for 29 years and working with new homebuyers and helping them qualify for a mortgage is my favorite part of the job. I teach about 40 first-time homebuyer classes each year in the Seattle area, and many of the questions and concerns I hear are about buyi...


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After years of rapid changes in the housing market, it’s no surprise that homeowners and buyers have questions. Understanding the current trends, and what they mean for your next move, can help you make confident decisions.

Here are the three questions we hear most often, with clear answers backed by the latest data.

1. “Will I Be Able to Find a Home?”


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