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Epstein & Associates

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Site title: Legal solutions for Home, Loved ones & Legacy across GTA - Epstein & Associates

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Buying or selling property in Ontario is one of the biggest financial decisions you’ll ever make. Whether you’re a first-time buyer in Newmarket, an investor in Barrie, or selling your Mississauga home, understanding real estate law helps protect your investment and prevents costly mistakes. This comprehensive guide covers everything you need to know about Ontario […]

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When you’re budgeting for a home purchase, legal fees can feel like a black box. You get a quote, but what exactly are you paying for? And why do some costs seem to change or get added later in the process? Understanding the difference between legal fees and disbursements – and why your lawyer sometimes […]

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Getting a mortgage commitment feels like the finish line. Your bank has approved your loan, you’ve got the paperwork and you’re planning your move. But here’s the thing that catches many buyers off guard: a “commitment” isn’t as binding as it sounds. “People get a commitment from a bank, which sounds like – by the […]

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One of the most common questions real estate lawyers in Ontario hear from clients is straightforward: “Do I need title insurance?”  It’s usually asked alongside other practical concerns like signing documents virtually, and as experienced real estate lawyer Mark A. Epstein puts it: “The answer to a lot of those questions are, ‘Depends on the […]

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If you’re buying property in Ontario, there’s one cost that can catch buyers off guard: Land Transfer Tax (LTT). It’s not just a small fee – depending on your purchase price and location, it can add thousands to your closing costs, and if you’re buying in Toronto, you might be paying it twice. Here’s the […]

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