Elixirr is delighted to announce the promotion of Adam Hofmann and Sam Alexander to Partner. Both bring exceptional experience and have played key roles in ...

How worried should banks be about fintechs?  

For over a decade, fintech has been cast as the great disruptor of banking. Every funding round, product launch or raping growth story has reinforced the narrative that traditional institutions are under threat. However, the real question is not whether banks should be worried; it is what they...

Last month we said the constraint wasn’t the technology, it was organisations. 

Now, the conversation has shifted again. The question we keep hearing isn’t what can AI do, but how do we deploy it at scale? Not pilots or experiments, but real adoption across the entire organisation. 

The reason is simple, it’s because...

Fintechs have long been framed as disruptors – agile start-ups threatening to displace the institutions that once defined financial stability and trust. But the reality is more complex. As fintech innovation continues to reshape the financial landscape, traditional banks must ask a more nuanced question: which fintechs are competitors to resist, and which are partners t...

Across global banking, the balance of power is slipping away from traditional banks. Once seen as niche innovators, some fintechs are now eating directly into banks’ core profit pools – from deposits and payments to SME lending and cross-border transfers. This is not a distant threat, it’s an active reallocation of market share where fintec...