Dr Wealth

New users only. Here’s what you need to know before you sign up.  FIRST, LET’S TALK ABOUT THE SIGN-UP BONUS  A 10% return before you’ve made a single trade  Let’s put the headline number in context. A USD 5,000 deposit gets you USD 500 in free stocks. That’s a 10% return, instantly, before you’ve made a single i...

With the Employees Provident Fund (EPF) recently declaring a highly respectable 6.15% dividend for both conventional and Syariah savings for 2025, bringing the total payout to RM79.6 billion, a familiar debate has reignited across retail investor circles. If a state-managed pension fund can consistently deliver roughly 6% tax-free, with absolutely zero capital volatility...

If you look at the Singapore Exchange (SGX) over the past year, the divergence between two of its most prominent blue-chip titans is staggering. Keppel Ltd (SGX: BN4) and CapitaLand Investment Ltd (SGX: 9CI) have both fundamentally transformed their corporate identities, shedding their traditional developer/conglomerate skins to become “asset-light” global asset managers. Yet...

Most Singapore investors own the local banks. DBS Group, Oversea-Chinese Banking Corporation and United Overseas Bank are almost treated like national assets at this point. But if you walk around Singapore’s CBD long enough, you will notice something else. HSBC Holdings and Standard Chartered are everywhere too. Massive offices. Private banking lounges. Corporate banking rela...

If you spend any time on Malaysian financial forums — r/MalaysianPF, KL finance Telegram groups, the comment sections of any investing blog that covers Bursa — you will inevitably walk into some version of the same argument. On one side: “EPF is the best risk-adjusted return in the country. Stop trying to be clever and […]