Denied Insurance Claim Blog

As we enter the 2026 hurricane season, commercial property owners are facing a challenging "hard market" in the insurance industry. Despite a "below-normal" seasonal forecast, premiums are rising, deductibles are increasing, and coverage is becoming harder to find—especially in coastal areas. At The Voss Law Firm, P.C., we want to help you u...

In the aftermath of a hurricane, commercial property owners often find themselves caught in a "finger-pointing" battle between their property insurer and their flood insurer. This "wind vs. water" dispute is one of the most complex and contentious areas of insurance law. At The Voss Law Firm, P.C., we specialize in untangling these disputes ...

For commercial property owners, the roof is the most critical component of the building's envelope. During a hurricane or a severe summer storm, it is the first line of defense against wind and water. However, it is also the most vulnerable. At The Voss Law Firm, P.C., we’ve seen countless claims denied because an insurer argued that a roof ...

As summer storms sweep across the country, commercial property owners are increasingly encountering a frustrating hurdle in their insurance claims: the "Cosmetic Damage" exclusion. This relatively new tactic used by insurance companies can leave you with thousands of dollars in repair costs for damage that the insurer claims is "just for looks." At The Voss Law Firm, P...

For commercial property owners, the physical damage caused by a summer storm or hurricane is only half the battle. The true threat to your business's survival is often the loss of income that follows. Business Interruption (BI) coverage is a critical component of a commercial insurance policy, yet it is one of the most frequently misundersto...