Debt Free in 30

Day-to-day debt shouldn't control your life — but for a lot of Canadians, it does.In this special 20-minute compilation of Debt Free in 30, Licensed Insolvency Trustee Doug Hoyes pulls the most practical, replay-worthy advice from the archives on managing debt when money is already tight. No theory, no judgment — just clear rules you can use with your next paycheque.This isn'...

Are you prepared for the mortgage renewal cliff? Learn how the 2026 renewal cycle might affect your household budget and finances.Doug Hoyes explains the reality of the upcoming mortgage renewal cliff and why 2026 is becoming a critical year for homeowners. This video is designed for anyone currently holding a mortgage who needs to understand how shifts in interest rates coul...

Are you struggling with financial tightness despite making all your minimum payments? Learn how to break the cycle of debt today with our cleverly constructed Best Of Compilation. Financial stress can persist even when you are staying on top of your bills. In this conversation with Doug Hoyes from Debt Free in 30, we examine why many people feel trapped by their monthly oblig...

What happens when a Licensed Insolvency Trustee gets five minutes to tell Parliament what's really happening with debt in Canada?

Doug Hoyes shares his firsthand experience testifying before the House of Commons Standing Committee on Finance, explaining why Canadians are taking longer before reaching a financial breaking point, how affordability challenges are changing...

Avoid the convenience spending trap and stop accidental debt. Learn how small everyday habits trap you in financial stress and how to break free. This podcast episode from Debt Free 30 explores the hidden dangers of the convenience trap. If you are trying to escape debt and take control of your personal finances, this conversation breaks down the exact spending patterns that ...