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Follow DarrasLaw: Long Term Disability Attorney | Insurance Denial Law Firm (Nationwide)
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Yes—the type of disability insurance policy you have can dramatically affect your lawsuit against The Standard Insurance Company. Whether your claim is governed by ERISA or non-ERISA (individual or private) law determines your legal rights, the evidence you can use, the court you’re in, and your chances of success.
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Filing a lawsuit against The Standard Insurance Company is not a decision to take lightly—and in many cases, it is not even the first step. Disability insurance claims, particularly those governed by ERISA, follow strict procedural rules. Failing to complete the required steps before filing suit can permanently damage your case, no matter how valid your claim may be.
1. D...When The Standard Insurance Company denies, delays, or terminates a valid disability insurance claim, the consequences can be devastating. Policyholders often depend on these benefits to pay mortgages, medical bills, and everyday living expenses. Unfortunately, many claims are wrongfully denied—leaving claimants unsure whether they have legal grounds to take action.
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When an insurance company wrongfully denies or terminates disability benefits, policyholders may have no choice but to take legal action. The Standard Insurance Company—often referred to simply as The Standard—is a well-known provider of long-term disability (LTD), short-term disability (STD), and life insurance policies, many of which are governed by ERISA (Employee Retireme...
If your long-term disability (LTD) claim has been denied by The Standard, the appeal process may represent your only meaningful opportunity to correct errors, strengthen your claim, and secure the benefits you deserve. One of the most important — and often misunderstood — aspects of this process is whether you can submit new evidence during your appeal.
The short answe...
