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Darling Consulting Group's title: DCG | Independent advice and solutions for banks & credit unions

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DCG regularly sees five common pitfalls that undermine the loan budgeting process. Here is how to help avoid them.

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As you enter the 2026 planning season, here are key considerations from the team that sees it all.

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As you plan for your model’s next validation, consider these four questions that most practitioners don’t ask potential validators, but should.

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Even the most engaged ALCO meetings can fall short of their goals if they can’t translate their best intentions into real strategy. Successful ALCOs follow their data’s lead and take a more structured approach to consider the impacts.

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Reducing regulatory burden may feel like progress. But as we move toward lighter oversight, let’s not forget what those rules were designed to prevent.

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