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Credit Cards Compare NZ – Compare 60+ Best Credit Cards

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Australia’s Credit Card Debt Falls Sharply in July 2025 – What It Means for New Zealand

Here is what we know about the decrease in credit card debt in Australia Recent statistics from Australia show a meaningful reduction in credit card debt in July 2025, marking the biggest monthly drop in several years. Key figures Australians paid down about AUD $274 million of interest-accruing credit card debt in July. Total personal […]

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Should New Zealand Follow Australia’s Card Payment Surcharge Ban?

Australia’s central bank has proposed removing merchant surcharges on card payments to simplify the payments system and reduce hidden costs for consumers. New Zealand already has a legislative path in the same direction — but should it adopt the same approach? This article examines what Australia is proposing, what New Zealand is already doing, the economic trade‑offs involved, ...

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Why Credit Cards Charge Very High Interest Rates Compared to Other Forms of Loans

Credit cards are a convenient and flexible form of borrowing, but that convenience often comes with a steep price: high interest rates. While mortgages, car loans and many personal loans commonly offer single-digit rates or much lower APRs, credit card interest rates frequently sit in the mid-to-high double digits. Understanding why requires digging into the […]

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Should I Use AI to Decide Which Credit Card to Get?
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Credit Cards NZ: How to Compare and Choose the Best Card for You
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