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Website title: Licensed Money Lender in Singapore - Fast & Legal Loans | Crawfort

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For most of the past decade, the advice handed to first-time buyers ran one way. Take the HDB loan, lock in 2.6%, sleep easy. Then 2026 happened. Bank packages have slipped under that 2.6% mark, some landing closer to 1.5%, and the old default no longer holds without question.

So the real choice between an HDB loan vs bank l...


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