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Title: Landlord insurance and unoccupied property insurance
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Do you know how much it would cost to rebuild your home? How would you calculate it? Perhaps you would make the mistake of some homeowners who base their insurance valuation on the past or current market value rather than the actual cost of reconstruction.
Fortunately, the task of estimating the likely cost of reconstruction is made much easier by using a rebuild co...
Insurance is important if you own any kind of property. But if you own a holiday home in the UK, there may be particular insurance risks owners should understand. Getting the most appropriate holiday home insurance cover is key to securing the prot...
Whether you are a “professional” landlord, making your buy to let property or properties the mainstay of your livelihood, or an “accidental” landlord who unexpectedly finds themselves with a property to let, you almost certainly need landlord ins...
Selling a property can create insurance complications many homeowners do not expect. The process of selling your home – from its initial listing, through viewings, offers, exchange of contracts and completion – can take weeks or months.
During that process, the dwelling is likely to start off occupied but sooner or later may become unoccupied. As a result, the natur...
Letting a property to a business brings a very different set of legal and insurance considerations from letting a residential home. Commercial tenants use premises for trading, storage, manufacturing or professional services, and these uses can alter both the physical risks to a building and the legal responsibilities placed on the landlord.
For this reason, insuran...