Clever Dude Personal Finance & Money

A used car can have a clean title despite previous accident or flood damage. Checking its title history, vehicle records, and mechanical condition can help buyers avoid expensive surprises – Shutterstock

A clean title sounds rea...

Cable boxes and DVRs can consume electricity continuously, even when nobody watches television. Checking standby settings and replacing inefficient equipment can help reduce unnecessary household electricity costs – Shutterstock

Your television is off, the microwave isn’t cooking, and nobody has touched the printer in three days. Yet your electricity meter keeps moving. We...

A car dealership’s financing paperwork can contain optional warranties, GAP coverage, accessories, and additional fees. Buyers should check every charge and compare the total loan cost before signing – Shutterstock

A car dealership can ma...

Friday the 13th has a reputation for dangerous driving, but research offers conflicting results. Everyday hazards such as distracted driving, speeding, and impatience remain far more practical reasons to stay alert behind the wheel – Shutterstock

Friday the 13th has inspired horror movies, nervous passengers, and plenty of jokes about bad luck. It also has a reputation for t...

New vehicles can experience unexpected first-year problems, including infotainment glitches, battery trouble, tire pressure warnings, and minor mechanical defects. Document recurring issues and address potential warranty repairs early – Shutterstock

Buying a new car comes with a lovely little fantasy: Turn the key, enjoy that new-car smell, and spend the next several years...