Recently we moved houses. And with the house move, came a brand new mortgage. But as a self-employed person with variable income, I find the steady nature of mortgage payments little hard to digest. So I wanted to know what impact it would have on my mortgage if I make arbitrary extra payments. Unfortunately, I couldn’t find such a calculator. So I made a mortgage calculator with extra payments using Excel. Here is a quick demo of the calculator. Read on if you want to know more or download this.

Mortgage Calculator - DEMO

Download the Mortgage Calculator

Click here to download the Excel Mortgage Payments Calculator

How to use this Calculator?

Refer to below illustration and click on the hot spots to understand the process. Essentially, there are 5 things you need to specify or look at when using the template.

1. Enter your loan amount
2. Enter the loan term (in years)
3. Enter the interest rate (APR)
4. Specify extra payments in the green column at relevant month rows. 
5. Look at the chart to understand the impact of your extra payments on the mortgage term.

Enter your mortgage details here.

Enter extra payment amount in relevant month rows.

The chart will show the impact!

How to create such a calculator yourself...

This part of the article discusses the process for constructing such a calculator yourself. Read on (or watch the video tutorial) if you are interested.

The key idea is…

Any extra payments you make bring down the outstanding principal of your loan, thus bringing down the “loan term”.

Step 1: Calculate the monthly (or weekly / fortnightly) payment:

Assuming you have the Loan amount, term & APR in three cells E5, E6 & E7, we can use the PMT() function to calculate the periodic payment.

In my case, let’s say loan is $500,000, term is 20 years and APR (Interest rate) is 5.35% per annum.

Then the Monthly payment would be

=PMT(E7/12,E6*12,E5)

Step 2: Set up amortization schedule

As extra payment will bring down the outstanding loan term, we need to set up an amortization table to see the impact clearly.

So, set up a range of 360 months (or longer if you want to cater for longer mortgages). You can use =SEQUENCE(360) to automatically generate all the months.

Related: Read about SEQUENCE and other Dynamic Array functions in Excel.

Your table should look like this:

1. Opening Balance is same as loan amount for month=1. For subsequent months, this will same as previous month’s closing balance.
2. Effective term is how long it would take you to pay off the mortgage based on the opening balance, and agreed upon monthly payment (calculated in Step 1) and interest rate (Cell E7). We can use NPER function to get the answer here. 
   =ROUND(NPER($E$7/12,$E$10,$D13),0) will tell us how many months it is rounded.
3. Principal Paid is the amount of principal paid in each month. We can get this with the PPMT() function. =PPMT($E$7/12,1,E13,D13)
4. Extra Payment is the input column where we can type any extra payments.
5. Closing Balance is opening balance minus principal paid minus extra payment.

Complete this table with necessary formulas and fill everything down.

Step 3: Your mortgage will end when the “Eff. Term” is 0.

Go ahead and play with the table by typing some values in the “Extra payment” column. You can see the effective term reducing. 

We can visualize the impact with a nice chart (requires some extra work) like this:

Do check the download workbook for details on how the chart is setup.

Video Tutorial - I made a mortgage calculator in Excel

Watch below video to understand how I made the mortgage calculator with flexible payments. If you prefer to see it on YouTube, click here.

More Financial Models with Excel

If you want to learn more about setting up calculators, models or business systems with Excel, check out below tutorials & examples:

Dr. Scroll-bar Mortgage Calculator or: Why you should not be borning and use form controls

Nest Egg Calculator using Power BI

Doing Cost Benefit Analysis in Excel – a case study

Sara’s Copy Shop – Break even analysis and what-if modeling in Excel [Videos]

How to embed Excel files, calculators on your website? – Step by step instructions

Using IRR with Data Tables – Modeling Cash-flow Scenarios in Excel

The post Mortgage Calculator with Extra Payments – Excel Download appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.

SQL (Structured Query Language) is one of the most important skills for us, data people. So in this article + video, get the necessary SQL skills you need for Data Analysis work.

Step 0: Install MySQL software

I am using the FREE MySQL Community Edition software to learn & practice SQL at home. You can get it from here.

If you have any other database software available (such as SQL Server or Oracle), you can use them to follow this tutorial.

 

Step 1: Import Awesome Chocolates Dataset

You need some data to practice SQL. So I prepared a sample dataset for a fictional (but yummy) company called Awesome Chocolates.

Download the .SQL file from here.

After you have the file, 

0. Open MySQL Workbench, login if necessary
1. Click on the “server administration” tab (see illustration, click to expand)
2. Click on “Data Import/Restore”
3. Select the option “Import from self-contained file”
4. Specify the path of the downloaded awesome-chocolates-data.sql file
5. Start import

 

At the end of these steps, your MySQL should have the awesome chocolates database. Congratulations

You can see this from “Schemas” tab on the workbench

 

Step 2: Learn SQL for Data Analysis with this video

Everything is ready. Time to learn SQL.

I made an hour long tutorial to explain all the necessary SQL concepts for you. In this video, you will learn:

• How to use SELECT statement to answer business questions
• Working with WHERE clause
• Using AND, OR, NOT and combining them to create complex queries.
• Sorting query results using ORDER BY
• Combining data from two or more tables using JOINS
• Creating reports with GROUP BY
• More than 50 example queries, tips and ideas

Please watch the video below or on my YouTube Channel.

The Queries

Here are some of the example queries covered in the video lesson. Feel free to copy paste them in to SQL console to see how they work.

				
					-- Select everything from sales table

select * from sales;

-- Show just a few columns from sales table

select SaleDate, Amount, Customers from sales;
select Amount, Customers, GeoID from sales;

-- Adding a calculated column with SQL

Select SaleDate, Amount, Boxes, Amount / boxes  from sales;

-- Naming a field with AS in SQL

Select SaleDate, Amount, Boxes, Amount / boxes as 'Amount per box'  from sales;

-- Using WHERE Clause in SQL

select * from sales
where amount > 10000;

-- Showing sales data where amount is greater than 10,000 by descending order
select * from sales
where amount > 10000
order by amount desc;

-- Showing sales data where geography is g1 by product ID & 
-- descending order of amounts

select * from sales
where geoid='g1'
order by PID, Amount desc;

-- Working with dates in SQL

Select * from sales
where amount > 10000 and SaleDate >= '2022-01-01';

-- Using year() function to select all data in a specific year

select SaleDate, Amount from sales
where amount > 10000 and year(SaleDate) = 2022
order by amount desc;

-- BETWEEN condition in SQL with < & > operators

select * from sales
where boxes >0 and boxes <=50;

-- Using the between operator in SQL

select * from sales
where boxes between 0 and 50;

-- Using weekday() function in SQL

select SaleDate, Amount, Boxes, weekday(SaleDate) as 'Day of week'
from sales
where weekday(SaleDate) = 4;

-- Working with People table

select * from people;

-- OR operator in SQL

select * from people
where team = 'Delish' or team = 'Jucies';

-- IN operator in SQL

select * from people
where team in ('Delish','Jucies');

-- LIKE operator in SQL

select * from people
where salesperson like 'B%';

select * from people
where salesperson like '%B%';

select * from sales;

-- Using CASE to create branching logic in SQL

select 	SaleDate, Amount, 
		case 	when amount < 1000 then 'Under 1k'
				when amount < 5000 then 'Under 5k'
                when amount < 10000 then 'Under 10k'
			else '10k or more'
		end as 'Amount category'
from sales;

-- GROUP BY in SQL

select team, count(*) from people
group by team
				
			

SQL Practice Problems

Once you understand the concepts I’ve demoed in the video, try to solve below homework problems.

If you want to cheat, use the solutions tab to see the answers.

Homework Problems

Solutions (cheating)

Homework Problems

Solutions (cheating)

Resources to Learn More

SQL is a great skill to have if you work with data. Please use below courses, books, articles & websites to learn more.

SQL BOOKs

I recommend getting these SQL books.

• SQL Quick Start Guide by Walter Shields
• SQL for Data Analysis by Cathy T
• SQL All-in-One for Dummies by Allen G. Taylor

SQL COURSEs

I recommend trying out these courses on SkillShare academy.

• SQL 101 by Alvin Wan
• SQL Database & Queries

SQL WEBSITEs

Do check out these helpful websites to learn and understand various SQL concepts.

• W3Schools SQL
• Introduction to SQL by Khan Academy
• Introduction to T-SQL by Microsoft Docs

If you use my links to purchase the books or courses, I get a small affiliate commission.

There is no extra cost to you, obviously.

SQL Alternatives

If you want an alternative to SQL, consider learning Power Query.

Here is an article and here is a video to help you with that.

 

All the best

I wish you all the best with your SQL learning. Do let me know in the comments below if you have enjoyed this article and the video.

The post Learn SQL for Data Analysis in one hour appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.

One of the easiest ways to impress your audience with Power BI is a tooltip. This simple idea can provide incredible value to the report readers and elevate your work to next level. In this easy tutorial, learn how to set up and work with tooltips in Power BI.

Power BI Tooltip

A quick demo

Step 1: Create the main visual

Create a visual on the page where you want your tooltip. Let’s say you want to show the headcount by department in a column chart, like below:

? Tip: New to Power BI? Try this getting started tutorial first.

Step 2: Add a new page and make it “tooltip” page

Insert a new Power BI report page. Click anywhere on the page and go to “format page” area, in the format pane.

Setting up a tooltip page

1. Click on the “format” options
2. Go to “Canvas settings”
3. Set the page type as “tooltip” from “16:9”

Step 3: Build your tooltip page

On this “new” page, just add whatever visuals, images & textboxes you want to show. For example, I want to show gender & employee type distribution. So I added those visuals.

? Tip: Make sure you give your “tooltip” page a name.

Step 4: Link tooltip page to main visual

Go back to the report page. Select your main visual. Then link it to the tooltip page using below steps.

1. Go to “format” and “general”
2. Select the “tooltip” area.
3. Set the type to “Report page”
4. Select the page from the list of pages.

Voila! Your tooltip is now set up.

Bonus tips:

• You can put anything on the tooltip page and it will show up. For example, here is a fancy tooltip. It has page background color, DAX measure (with SELECTEDVALUE) to show the department name in the heading.

• Don’t show too much detail or tables in tooltips. As tooltips are ephemeral it is a good idea to keep them simple.
• You can customize the tooltip size! When creating the tooltip page (step 2), you can use “Custom” as page size and set up a different size or shaped tooltip.
• Use tooltips to show helpful hints or messages. You can get creative with tooltips by linking them to a card or table visual to show help messages, explanations or other useful text. See this demo:

Try tooltips (here is a sample file)

So what are you waiting for? Give them a try.

If you need a hand with the tooltips, here is my sample Power BI workbook.

Learn more about Power BI

Want to learn Power BI? Check out below articles + videos.

• Introduction to Power BI and your first project (article + files)
• Getting started with Power BI (video + files)
• How to use Power Query (article, 4 practical examples + files)
• Full course on Power BI

The post How to create interactive tooltips in Power BI (step by step) appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.

Python is a great programming language to learn for anyone in data profession. For people with prior Excel skills and a little bit of programming bent, Python is a valuable skill to acquire. Using Python, we can:

• Automate data collection, clean-up and manipulation
• Create machine learning models, complex data analysis systems
• Produce interesting and advanced data visualizations
• Make interactive windows applications & websites 
• Or just have fun learning and solving problems

Python & me

One of my learning goals for 2022 has been to learn Python. I have been learning how to write Python code and use Python to solve real-world problems since January 2022. In fact, all of us: Jo(wife), Nishanth(son) & Nakshatra(daughter) have been learning Python every week for the last few months. 

So in this article, let me share some resources on how to learn Python (for an Excel person).

Learning Python: Getting started

Download Python:

The first step is to download Python & set up a coding environment.

• Download latest version of Python
• Follow the instructions on the download page to install Python on your computer.

Set-up a coding environment:

Once Python is installed, you may want to also set-up a coding environment. This allows you to write code, execute, debug &  manage files with ease.

• I have been using the excellent Visual Studio Code by Microsoft.
• You can download and install Visual Studio Code (VS Code for short) from here. 

Your first program

Writing a hello world program is the sacred ritual in software development. To create a simple python program that prints the message hello world use below code:

				
					print("hello world")
				
			

Hello World v2.0

You can easily enhance that code to ask the user for their name first and then print a hello message.

For that, you can use the input() function in Python, like this:

				
					name = input("What is your name? ")

print("Hello " + name+ ", This is my first Python program")
				
			

Going beyond: 1+ hour Python Tutorial

I just posted a 1+ hour video on how to write Python code with many examples & 3 projects on my YouTube channel. So if you want to learn a bit more about Python coding, please watch it below or on my channel.

The video covers below topics in detail.

• Getting started with Python
• Working with variables in Python
• IF condition, indentation in Python
• While loop in Python
• Building a simple expense calculator with Python
• Working with Lists in Python
• Using For loop when navigating a list
• Generating list of values with loops
• List comprehension in Python
• How to access an item or a part of list in Python
• Creating a multiplication table with Python lists
• Building an enhanced expense calculator with Python
• Working with CSV & Datetime libraries in Python
• How to execute Python code from command line
• How to learn more – My top 6 tips

Sample Files

As part of the above video, I build many Python examples & 3 mini-projects. 

• Click here to download the source code files (zipped)

The code samples:

• hello.py: Hello world
• agecheck.py: Age check program
• expensecalc.py: Simple expense calculator
• lists.py: Working with lists
• multiplication-table.py: Working with lists & list comprehensions
• expensecalc2.py: Improved expenses calculator
• trackerproject.py: Expense tracker app with Python

Learn more - Python Resources

As I said earlier, Python is a fun and useful language to learn. If you like a bit of challenge, I highly recommend learning Python. Here are a few of my favorite resources to learn & use Python.

Software tools:

• Visual Studio Code for building and managing Python files

Python Books:

• Python Crash Course 2nd Edition by Eric Matthes: This is the book we all (Jo, kids & I) read and really loved it. The explanations and examples are easy enough to get started. There is enough variety to please everyone. Pictured aside is my son with the book
• Automate boring stuff with Python: More practical if you want to get things done with Python. I read it a few times and really like the practicality of the book. 
• Python Data Science Handbook: Python is particularly useful for doing data science & building machine learning models. This is an area of focus for me in the next months. I suggest getting the Python Data Science book once you have strong foundation in the language.

Python related Channels:

Youtube is another popular way to learn Python coding. Here is another excellent getting started tutorial:

• Learn Python – 1hour course by Mosh

Python Courses:

I recommend Coding 101: Python for Beginners by Alvin Wan on SkillShare. It is a concise and practical course that should give you enough confidence to build more powerful code. Check out the class here (you get 1 month free access to SkillShare when you join with my link).

 

Wish you all the best

Note: If you purchase the course or books using my links, I receive a small commission. My recommendation is based purely on the merit of them rather than the payout.

Do you code in Python? Tell me more...

Using the comments below, Do let me know what you use Python for and how you make it part of your work / personal life projects. 

 

The post How to learn Python as an “Excel person”? appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.

One of my all time favorite comedies is The Hangover. It is the story of four friends – Alan, Stu, Doug & Phil going to Las Vegas for an (un)forgettable night of adventure and mayhem. While the movie did end on a happy note, they forgot one little thing.

They didn’t share the expenses!

So in this installment of Excel Homework, can you split the expenses?

The Problem

Assuming you have below data (feel free to copy paste it in to your Excel, or use this workbook):

				
					Expense Details
Phil: 255.12,121.29,160.23
Alan: 43.17,226.76,343.66,358.01
Phil: 159.95,177.56,278.37
Stu: 206.51,188.09,244.68,33.21,152.98
Phil: 285.91,306.4,140.68
Doug: 226.76,226.76,169.6,208.67
Phil: 326.4
Phil: 308.43,224.95,102.33
Phil: 168.64
Stu: 259.93
Stu: 121.29
Stu: 177
Alan: 172.23
Alan: 214.04,162.58,205.66,188.16,128.41
Alan: 62.75,160.51,173.34,283.8
Phil: 356.3,361.34,41.35,255.94,67.42
Stu: 168.25,161.28,248.45
Doug: 163.93,308.43,218.58
Phil: 226.04,265.97,140.81,197.45
Doug: 216.79,180.39,246.65,149.55

				
			

Your need to generate a a table like this to show who needs to pay whom & how much.

Get cracking then!

Sample file & Your Solution:

Click here to download the sample file with the expenses data. 

You can use any Excel feature to come up with the answer. 

Tell me how you solved it using the comments box below

Watch my solution:

I made a video about this problem and one approach to solve it (using Power Query and Dynamic Array Formulas). Check it out below or on my Channel.

More homework problems:

Need a challenge? I got one or many for you:

• Write a formula for department monthly budget
• Can you find the secret code in the data?
• Can you match the job titles?
• More homework problems

The post Can you split “The Hangover” expenses? [Excel Homework] appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.

Ladies & gentlemen… Excel has a new function. LAMBDA()  is the new addition to Excel’s family of functions. Using LAMBDA, we can create custom & reusable functions in Excel. 

In this article, learn all about:

• What is LAMBDA()
• How to create LAMBDAs in Excel?
• How to re-use LAMBDAs
• 4 Practical Examples of LAMBDA
• What are LAMBDA helper functions?
• Sharing LAMBDAs with others
• How LAMBDA compares with other custom function options in Excel?

LAMBDA - Who can use it?

LAMBDA() and other lambda helper functions are available in below formats of Excel only.

• Excel 365
• Excel on the Web
• iOS & Android Excel

If you are using an older version of Excel (Excel 2019 / 2016…) then you can test and practice LAMBDA from Excel on the web. Just go to https://excel.new

What is LAMBDA & How to create it?

LAMBDA (pronounced lam-duh) allows us to write our own functions and add them to the library. 

For example, here is a very simple LAMBDA to subtract one value from another.

				
					=LAMBDA(a, b, a-b)
				
			

To call this LAMBDA, you can use the below syntax.

				
					=LAMBDA(a, b, a-b)(90, 12)

' The result will be 78
				
			

Here is a quick demo of our subtraction LAMBDA…

How to use LAMBDA in Excel - Video

I made a video about LAMBDAs. Please watch the video for a bit more explanation and demos. (Watch on Youtube).

How to "install" & "reuse" LAMBDA?

The TRUE Power of LAMBDA is unleashed once you “install” or “setup” them. To install out subtract lambda, 

1. Go to Formulas ribbon and click on “Define Name”.
2. Type a name for the lambda, such as subtract
3. In the “Refers to:” area of the name, type your lambda. For ex:
   1. =LAMBDA(a, b, a-b)
4. Click OK. 
5. That is all. Our SUBTRACT LAMBDA is setup.

To call the lambda, just go to any cell and type the =subtract formula and provide parameters a & b as you normally would.

How awesome is that.

Here is a quick demo of the LAMBDA setup process.

Practical Examples of LAMBDA

Let’s be honest. No one needs the SUBTRACT function. We can already do that with the – (minus) operator. So in this part of the article, let me present some practical LAMBDAs. 

 

Weighted Averages

Calculating weighted averages is a pain in Excel. There is no built-in function to do the task. Well, we can make our own WAVERAGE() function, thanks to LAMBDA().

Define WAVERAGE name as

=LAMBDA(values, weights, SUMPRODUCT(values, weights)/ SUM(weights))

Here is how you can use it to correctly calculate weighted average of salaries.

Top N

Let’s say you have a list of values and just want to get the “topn” values in descending order. We can set up a LAMBDA to do that magic.

Define TOPN name as

=LAMBDA(values, n, LARGE(values, SEQUENCE(n)))

We can call this LAMBDA like:

=TOPN(a1:a10, 3) to see top 3 values in the range A1:A10.

Tomorrow

Excel has the excellent TODAY() function to tell me what is the current date. But there is no TOMORROW()?

Let’s fix that with LAMBDA.

Define the name tomorrow as,

=LAMBDA(TODAY()+1)

And, you can call it by writing =TOMORROW() in any cell. Works like magic…

First Monday of the Month

You can write complex Date logic to figure that out. But who wants to write the same formulas every time. This is the job for LAMBDA.

Define FirstMonday as,

=LAMBDA(anydate,
LET(som, DATE(YEAR(anydate),MONTH(anydate),1), CHOOSE(WEEKDAY(som),1,0,6,5,4,3,2)+som))

And to get the first Monday of any month, you can use =FIRSTMONDAY(any date)

For example, =FIRSTMONDAY(“1-jan-2022”) will be 3-Jan-2022 (which is the first monday).

What are LAMBDA "helper" functions...?

Apart from LAMBDA, Microsoft also introduced a bunch of helper functions so we can truly build any kind of LAMBDAs in Excel.

These are,

• MAP – to map (or apply) a LAMBDA to a range of values and return a range of outputs.
• REDUCE – to take a bunch of values (or lambda outputs) and reduce them to a single value
• SCAN – Returns intermediate results of applying a lambda on an array – one step at a time.
• MAKEARRAY – gives you an array of specific size (rows by columns) by applying the lambdas
• BYCOL – applies a lambda function to a range, one column at a time and returns a row of outputs.
• BYROW – revers of BYCOL…

Read more about the LAMBDA Helper functions here.

How to "share" LAMBDAs with others?

By default, any LAMBDA you create is only available in the workbook. To share LAMBDAs across files or with other users, you can try:

• Simpler option: Email or share the files with others. When they open the file, they can see & use the LAMBDAs in that file or copy paste the names to their own files.
• Better option: You can use the newly added “Advanced Formula Editor” to share and centrally publish lambdas (with Github). This is for advanced users only. You can get the add-on here.

Download - Excel LAMBDA Examples

Click here to download sample workbook with 4 LAMBDAs. Play with the functions or make your own.

How does LAMBDA compare with UDFs?

Seasoned users of Excel know that we already have the ability to create and share our own functions. It is called user defined functions (or UDFs). 

Here are some points on how UDFs compare with LAMBDA.

• UDFs rely on VBA (or add-ins). If you disable the add-in or don’t load the VBA code, then the UDF won’t work.
• LAMBDAs are part of core Excel, so they will run without any permission or loading.
• UDFs are easy to share, but LAMBDAs have no such option yet.
• UDFs work in all desktop versions of Excel. LAMBDA is on available in Excel 365 but they also work on Excel on Web & on apps.
• UDFs let you access Visual Basic object model (restricted) and do things on your spreadsheet that are not possible with formulas (for ex: extract comment in a cell or find the color of a cell). 

 

Learn more about LAMBDA in Excel...

For more information about LAMBDA, please read below pages too:

• Excel LAMBDA help page from Microsoft
• How to use Excel LAMBDA by ExcelJet
• What makes LAMBDA so awesome by Felix @ XLWings
• Advanced Formula Environment add-in from Microsoft (for creating and editing LAMBDAs)

The post What is LAMBDA? 4 Practical examples to REALLY understand it appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.

Do you want a stylish, interactive and useful monthly calendar & planner template? Then please use below link to download it. A new year gift to you from Chandoo.org ?

Features of the Calendar:

• Works for any month of the year 2022
• Big cells with enough space to jot down notes when printed
• Works in any version of Excel

Features of the Planner:

• A customizable data entry worksheet for activities + events by date
• A set of icons to tag activities
• Works for any month
• Needs Excel 365

Want to know how this is created?

I made a video explaining the calendar + planner logic, formulas and construction. Please watch it here.

Need more templates?

• Annual calendar (works for any year)
• Todo list template
• Project Plan template
• Project management templates (paid)

The post FREE 2022 Calendar & Monthly Planner Printable Template appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.

Hello readers & fans,

On behalf of my family, our staff, volunteers & well-wishers, Let me wish you a very happy Christmas & prosperous new year 2022. Here is a small holiday card from Chandoo.org HQ.

About this year’s card: (From left: Nishanth, Jo, Nakshu & Chandoo) We went to the beautiful Queenstown this October to celebrate my 40th (XL Birthday!!!) and took this picture just before a sunset. The kids are now taller than mum and as tall as me. We will be taking family pictures sitting down from now on, so that they don’t look like giants. ?

Thank you

2021 has been a very positive and inspiring year for me. I found a renewed sense of mission to learn, grow & share with the world. Even though I did not blog much this year, I have been very active on YouTube, building a community of Excel / Power BI learners. I want to take a minute to acknowledge some of the people & organizations that helped me this year.

• You – for reading my articles, watching the videos or learning from a course. Thank you for making me your learning partner.
• My family – for supporting & loving me all this while. My kids & Jo also played an important role in filming or giving feedback on my videos.
• Microsoft – for creating Excel & Power BI.
• YouTube – for providing an awesome platform to learn & share
• My teachers – too many to name, but thanks for guiding and inspiring me. Some quick shout outs
  • YouTube & Video related: Dusty Porter, Tim & team at Video Creators
  • Life & Inspiration: Wheezy Waiter, Ali Abdaal, Simone Giertz, ElectroBoom

• Conference & events: This year I had the fortune of presenting virtually at many meetups and events. Special thanks to Vena Corp & Global Excel Summit.
• My staff – Ravindra & Pothi for keeping the gears turning and helping me focus.
• My customers – thanks to more than 1,200 people who bought a course, template, e-book or live cohort membership this year and supported me.
• My Supporters – Thanks for more than 145 people who donated a superchat / supersticker during my YouTube live streams this year.
• Our forum regulars & mods – thanks for taking time to help and share your knowledge.
• Blog & channel friends – for recommending & sending people my way. Big thanks to Bill Jelen, Danielle, Ken Puls, Alan Murray, Sumit Bansal & Boriana for sharing a few tips on the channel
• Software providers – for helping me run the site & channel. Big thanks to WordPress, Elementor, Stripe, E-junkie, PayPal, Wishlistmember, KnownHost, ConvertKit, Amazon, Gmail, Techsmith, EpidemicSound, Unsplash, Pexels & Pixabay

This holidays…

We (Jo & I) are taking some time off the work and traveling with kids to South Island on a road trip. We will be visiting Christchurch & Kaikoura for 10 days. I will be sipping beer on the beaches or going for a swim between now & 4th of Jan.

Once again, I wish you a very happy Christmas & a prosperous New Year 2022.

The post Merry Christmas & Happy New Year 2022 appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.

				
					=XLOOKUP(MAX(D6:D45),D6:D45,C6:C45)
				
			

				
					=XLOOKUP(LARGE(D6:D45, 2),D6:D45,C6:C45)
				
			

The post How to write complex Excel formulas (hint: it’s a lot like LEGO) appeared first on Chandoo.org - Learn Excel, Power BI & Charting Online.