Canadian Personal Finance Blog

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Site title: Canadian Personal Finance Blog - Paying it forward as best I can. Time, the only financial variable you can’t control.

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Message History

RDSP: Statement of Entitlement 20261 week

My son’s DTC was renewed for the rest of his life, two years ago now (2024), which was a relief. The system doesn’t always work well, but it did for us in this instance. We received his 2026 statement of entitlement in the ma...

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Birthday Reflections: Embracing Aging Gracefully1 month

I wrote the original version of this over 12 years ago. Back then I was in my early 50s, living a bon vivant life. I am now a Senior, and my body is falling apart. I am now at “retirement age”.

A solemn commiseration to all my...

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Blue Monday , the Bluest Day of the Year ?1 month

Originally written in 2011, this article captured early skepticism toward Blue Monday, a PR-driven concept that refuses to go away. Since then, the idea has been widely debunked, but January financial stress has only intensified due to higher debt level...

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Financial Stress and Sleep: Why Money Worries Keep Us Awake2 months

This classic was from 2012, back when I was very worried about money. Still had plenty to plan for, with RESPs and RDSPs, but also still had a mortgage. I was employed and had managed to...

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Tangible Financial New Year’s Resolutions That Actually Work2 months

If you are planning on making financial New Year’s resolutions, do yourself a favour and make them measurable. When they are measurable, they are attainable.

The original of this was written in the late 2000’s. This advice predates app-based...

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