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Canadian Personal Finance Blog

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Site title: Canadian Personal Finance Blog - Paying it forward as best I can. Time, the only financial variable you can’t control.

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Message History

Financial Stress and Sleep: Why Money Worries Keep Us Awake

This classic was from 2012, back when I was very worried about money. Still had plenty to plan for, with RESPs and RDSPs, but also...


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Tangible Financial New Year’s Resolutions That Actually Work

If you are planning on making financial New Year’s resolutions, do yourself a favour and make them measurable. When they are measurable, they are attainable.

The original of this was written in the late 2000’s. This advice predates app-based...


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Merry Christmas 2025

May the day find you full of hope and joy. Enjoy your family, friends and hope for peace in the world.

Best heed Father Christmas’ WarningDon’t want a Yellow Card!!! (AI Created Cartoon, based...


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Festivus Financial Airing of Grievances 2025

You better believe I got a lot of Grievances this year!!! Jerry Stiller was truly the funniest ever!

Estimat...


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The Dunning-Kruger Effect and Why We’re Not as Smart as We Think

Are you really that smart? I am confident that I am not, I didn’t need a nifty effect to tell me.

The Dunning-Kruger effect suggests you may not be as smrat (sic) as you think.

In the field of psychology, the Dunning Kruger effect is a


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