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Canadian Personal Finance Blog

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Site title: Canadian Personal Finance Blog - Paying it forward as best I can. Time, the only financial variable you can’t control.

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I initially wrote this back in 2007. Back then, the world was very different. Strangely, Debt and Debt Reduction are still very much a hot financial topic. There are many straightforward solutions to Debt that I have written about, but here is a more creative perspective. I also like the Count Basie story.

A wh...

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This article was written in 2011, long before ESG funds exploded, before AI became a moral dilemma, and before every corporation hired a sustainability consultant to greenwash their annual report. What used to be a quiet, n...

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Another year, another yearly chestnut! CPP and EI Max return! No, I don’t celebrate in January when they return either, I’m not a psycho.

The EI rate max of 2026 is a little higher, and CPP has jumped this year, too. Don’t forget CPP2! Was it following the inflation rate? Not the current rate of inflation.

There have been many debates over whether CPP and ...

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Wedding costs in Canada

This piece was originally written in 2007, long before Pinterest weddings, Instagram wedding flex culture, or the modern $40K “average Canadian wedding.” Costs have exploded, trends have gone nuts,...

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