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Website title: Employee Benefits & Actuarial Consultants: Broadstone Corporate Benefits
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By David Brooks, Head of Policy Summary David Brooks, Head of Policy at Broadstone, explores who should benefit from DB pension surpluses and argues that, rather than focusing only on ownership, schemes should also consider whether surplus could be used to strengthen retirement provision more broadly. DB pension surpluses are back on the agenda As […]
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By Jamie Burdess, Principal Consultant A practical guide for school leadership Independent schools are facing one of the most challenging financial landscapes in decades. As school leaders, you stand at the centre of this pressure, balancing budgets, managing risk, supporting governance and ensuring long term sustainability in an environment defined by rising costs and incr...
By Harry Charalambous, Principal Consultant at Broadstone The motor finance redress landscape remains uncertain. The FCA motor finance redress scheme is partially suspended while four legal challenges progress through the Upper Tribunal, covering issues including the scope of the scheme, causation of loss, redress methodology, and compensatory interest. The FCA continues to d...
By Bethany Devin, Principal Consultant Much of the discussion around the 2027 reforms has focused on inheritance tax. However, employers may also need to consider the interaction between group life assurance, pension wealth, the Lump Sum and Death Benefit Allowance (LSDBA), and governance responsibilities when assessing whether existing arrangements remain fit for purpose. ...