The American Express Explorer Card is, in our opinion, one of the most versatile and value-packed credit cards on the market — and to sweeten the deal even further, when you apply using the link on this page, American Express are offering 75,000 Bonus Membership Rewards^®Points when you apply online by 19 May 2026, are approved, and spend $4,000 on eligible purchases on your new American Express Explorer^®Credit Card within the first 3 months. T&Cs apply. Available to new American Express Card Members only.

On top of the 75K bonus points¹, American Express Explorer Card Members get a $400 Travel Credit per annum (must be charged at full value or more), 2 passes to The Centurion^®Lounge,⁷ travel insurance for travel booked on the card,⁶and a smartphone screen cover all for an annual fee of just $395 — which means if you travel just once a year using the Amex Travel Credit, this card is effectively costing you nothing.⁵

American Express Explorer Card

Earn Rate 2 MR Per $1 Spent

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With the current offer, you can enjoy 23.99% PA on eligible purchases for the first 12 months. Do note that the Promotional Interest Rate reverts back to the standard purchase Interest Rate after that initial 12 months.

Unlike the more extravagant (and expensive) Amex Platinum Card aimed at a more affluent demographic, the Explorer is a more reasonable every day card, and may be a better choice depending on your spending habits.

Let’s take a more in-depth look at the ins and outs of this card offer:

Transfer your points to a choice of over 10 major Airline and Hotel Reward Partner Programs.⁹
Earn 2 Membership Rewards points per $1 spent on purchases except government bodies in Australia where you will earn 1 point per $1 spent.
No cap on earn rate. You can earn up to 2 Membership Rewards points per $1 spent, no matter how much you spend each month.⁴
Receive a $400 Travel Credit each year to use towards any eligible flights, hotels, or car hire booked and paid online with American Express Travel at americanexpress.com.au/travel. You can use this credit to book travel for anyone you choose. Must be charged at full value or more.⁵
Enjoy two complimentary entries per year to the The Centurion^®Lounge, located at both Sydney International Airport and Melbourne International Airport.⁷
Book two consecutive nights’ stay and enjoy a hotel credit up to US$100 and a room upgrade, (when available) at properties part of The Hotel Collection.¹⁹
Travel with peace of mind knowing that you’ll also enjoy extensive travel insurance for you, your partner, and dependent children when you pay for travel on your American Express Explorer^®Credit Card.⁶
Medical Emergency Expenses Cover up to $2,500,000 towards medical treatment.⁶
Trip Cancellation & Amendment Cover up to $30,000 in the event your travel is cancelled for specific reasons.⁶
Baggage, Money, and Documentation Cover up to $10,000 to cover loss or damage to baggage, money, or documents.⁶
Travel Inconvenience Insurance up to $500 if your flight departure is delayed for four hours or more.⁶
23.99% interest rate on eligible purchases for 12 months.²

To take advantage of this American Express Explorer offer, apply through the link here.

American Express Explorer Card

Earn Rate 2 MR Per $1 Spent

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