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I’m a goal-setter. I like to have something I’m working toward, always. And when I set goals, I often set them across multiple different categories (e.g., health/wellness, financial, relationships, personal development, motherhood, professional, etc.). 

On August 1st I started a new fitness challenge: 75 Soft. This is a lighter variant of the 75 Hard workout challenge ...


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“I couldn’t afford to buy more than $10 worth of gas. I had no money in my bank account and all my credit cards were maxed out.” Something as simple as getting gasoline was suddenly a luxury when Scarr had only $10 and no credit available to fill her car’s tank.

This was Scarr’s “rock bottom” moment. The moment she knew she needed to do something to change her financia...


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Dave Ramsey advises a caller to dump her boyfriend. Image source: Dave Ramsey Show, via YouTube.com.

While I’m not the regular Ramsey-listener that I used to be, I do sometimes see his stuff pop up on my social media and, occasionally, a headline will grab my attention enough to make me click to see more.

A 26-year-old nurse with $90,000 in student loans called into


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