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Blog - Integrity Finance Australia title: Integrity Finance | Melbourne home loan specialists
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Last week the Reserve Bank decided to keep the cash rate steady at 3.60%, taking a careful stance as inflation and housing pressures continue. For many borrowers, this pause offers a valuable window to take stock of their current loans.
At Integrity Finance Australia, we’re using this time to help clients review their home loans and make sure they’re g...
Key findings from the PropTrack October 2025 Report:
Adelaide (+1.2%) and Brisbane (+0.9%) led monthly growth among the capitals. Sydney, Perth and Hobart each rose 0.6%, followed by Melbourne where prices rose 0.5%.
All capitals are at record highs except Hobart (–3.9% below peak) and Canberra (–1.0% below peak).
Over the...
Spring has brought renewed energy to the Melbourne property market, with auction clearance rates climbing back into the 60 to 70% range across many suburbs. Buyer confidence is returning, and more sellers are testing the market with fresh listings.
The lack of a rate cut certainly hasn’t dampened the auction market, with the last few weekends seeing re...
Melbourne’s rental market remains tight, with strong demand and rising yields. For investors, this is an ideal time to review loan structures and ensure they’re working efficiently.
The Integrity Finance Australia team helps clients create lending strategies that maximise flexibility and long-term returns. We can assess your current loans, explore int...
News reports on changes to one of the First Home Buyer Schemes have been in the headlines, but just in case you have missed it: The Federal Government Home Guarantee Scheme which effectively replaces the need for a parent guarantee has been extended to include more people, and more property.
You only need a 5% deposit to purchase, with the Government a...
