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Website title: Elizabethtown, KY Mortgage Broker | United Residential Mortgage
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Introduction:
When beginning the homebuying journey, many buyers encounter two similar-sounding terms: pre-qualification and pre-approval. While they may seem interchangeable, these steps are quite different in terms of process, accuracy, and credibility with sellers. In this blog, we’ll clarify the difference between the two and help you determine which one you need.
Introduction:
For many homebuyers, especially those making a down payment of less than 20%, private mortgage insurance (PMI) is a required part of the loan. While PMI can help make homeownership more accessible, it also adds to your monthly costs. In this blog, we’ll explain what PMI is, why it exists, how it’s calculated, and how you can avoid or remove it.
