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Title: Home - Base Home Loans - Perth Mortgage Broker
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For many first home buyers in Perth, the dream of owning a home can feel like it is slipping further away.
Property prices have moved quickly. Rents are high. Interest rates are putting pressure on borrowing capacity. And every time buyers feel like they are getting close, the market seems to move again.
If that is how you feel, you are not imagining it.
“How much can I borrow?” is usually one of the first questions people ask when they start thinking about buying a home.
It is also one of the most important questions to get right.
In a market like Perth, where
Buying your first home in Perth has not been easy over the past few years.
Prices have moved quickly, competition has been strong, and many first home buyers have found themselves trying to balance rising property values, deposit requir...
Perth is still running hot, but borrowers are now dealing with a more complicated market: property prices are rising, listings remain tight, borrowing capacity is under pressure, and home loan rate uncertainty is back on the table.
The RBA lifted the cash rate to 4.10% on 17 March 2026, and several economists...