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Bank Underground

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The Bank Underground Christmas Quiz 2025

Bank Underground is about to take a break for the festive season. In keeping with tradition, we are pleased to present the annual Bank Underground Christmas Quiz! This year, it’s been prepared with the kind assistance of ...

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Who owns the buildings where Britain shops, works – and stores its data?

Katherine Blood

We have developed a new measure tracking UK commercial real estate (CRE) ownership at property level, mapping the latest investor landscape at end-2025 Q3 and its shift since the pandemic...

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How does lower inflation uncertainty affect households’ financial behaviour?

Christoph Herler and Philip Schnattinger

Macroeconomic Environment Theme

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Trade fragmentation and inflationary pressures

Ludovica Ambrosino, Jenny Chan and Silvana Tenreyro

Macroeconomic Environment Theme

href="https://i0.wp.com/bankunderground.co.uk/wp-content/...

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The debt trigger: how household debt can amplify the effect of rising rates

Tuli Saha and Alexandra Varadi

We capture the aggregate share of vulnerable households using the share of households with debt servicing ratios (DSRs) above 40%. DSRs are calculated by dividing mortgage payment...

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