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Most agents, lenders, and title companies don’t even use the legal name for this one — they just call it “condo docs.” Under Virginia’s Resale Disclosure Act (Code of Virginia § 55.1-2307 et seq.), every seller of a condo in a common interest community must request a resale certificate from th...
A reserve study estimates a condo building’s major future repair costs — roofs, elevators, garages, facades — and how much cash the association has set aside to cover them. The number that matters most is percent funded: the Community Associations Institute considers 70% or higher financiall...
Fannie Mae’s March 2026 Lender Letter (LL-2026-03) retires the Limited Review process for all loan applications dated on or after August 3, 2026, meaning every condo loan now goes through a Full Review of the building’s budget, reserves, and insurance. It also caps master insurance deductibles at $50,000...
Fannie Mae’s Lender Letter LL-2026-03 retires the Limited Review process for condo buildings with more than ten units and requires a Full Review of your association’s reserves, budget, and insurance for loan applications dated August 3, 2026 or later. If your building’s reserve study still uses the no...
For buildings along the Rosslyn–Ballston or Crystal City–Pentagon City corridors, yes — genuine walking distance to a Metro station holds value better than a “close-ish” location, especially with return-to-office mandates pulling commuters back downtown. But the premium only pays off if the bu...