401k Plan Optimization, Compliance, Investment & Partners

A 401(k) statement can feel like a foreign language — market jargon, fund names, percentages that seem to shift for no reason.  For many employees, that confusion is enough to make them tune out their retirement plan entirely.  Companies that get retirement education right understand this, and they treat it as an ongoing conversation rather than a once-a-year checkbox...

Most fiduciaries don’t think of their summary plan description as a liability risk.  It’s a compliance document—something the recordkeeper drafts, maybe HR reviews, and participants file away without reading.  But a recent court decision shows just how expensive an incomplete SPD can be.

Carol Buckmann of Cohen & Buckmann walks through the case in a

Financial wellness decisions rarely happen in isolation.  Employees are often weighing health plan costs, household budgets and retirement savings at the same time — which is why some employers are beginning to connect those conversations more intentionally.

During a recent Plan Sponsor University (TPSU) program at Oregon State University’s Portland campus, Fre...

Financial planning is increasingly emerging as a natural extension of workplace retirement benefits as employees look for more personalized help managing their broader financial lives.  With many workers lacking a written financial plan, struggling with debt, and expressing interest in receiving advice through their employer, advisors and plan sponsors have an opportunity to ...

Small business owners overwhelmingly see the value of offering a retirement plan.  But keeping one affordable and sustainable as the business grows can be another matter.

In a recent Employee Benefit News opinion piece,...