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Website title: The Best Free Financial Literacy Course for Young Adults

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Credit repair can feel overwhelming, but with the right strategy and persistence, it’s possible. This blog outlines effective tips and strategies for negotiating with creditors and collection agencies. Remember, credit repair is a marathon, not a sprint.

Tips to Improve Credit Score 1. Check Your Credit Report and Dispute Inaccurate Informa...

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Tucson, Arizona (1/12/2026) — 3rd Decade, the national nonprofit providing free financial education and mentoring to young adults, has partnered with PsychArmor, the leader in military culture training, to achieve Veteran Ready Certification. By taking this step to offer enhanced training for employees, 3rd Decade is demonstrating its commitment...


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If you’ve ever asked yourself, “Why is my paycheck smaller than I thought it would be?”, you’re not alone. Most people have been there at some point in their lives. 

Receiving a paycheck is an important moment in your financial journey. While it’s exciting to see your earnings, it’s also common to feel confused or even disappointed when your take-home pay i...


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Dear 3rd Decade Community,

As 2025 comes to a close, I am writing to share my immense gratitude and pride for what we, together, have accomplished this year. This has been a landmark year for 3rd Decade, defined by an unprecedented expansion of our mission and a deeper commitment to the young adults we serve across Arizona and Nationwide.

...


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